125 Lightning Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 125 Lightning Dr, Shelby, NC 28152

Property Summary

Property Type	Vacant Land
Lot Size	2 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2025)
Tax Bill	$3,006 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66243`

Property Details

APN / Parcel Number

Primary APN	`66243`
Alternative APN	`1343614`

Interior

Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	6,011 sqft (2 acres)

Location & Zoning

Account Number	1343614
Street Address	125 LIGHTNING DR
City	SHELBY
State	NC
Zip	28152-8911
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT#3 PB47-24 PINNACLE ESTATES PHASE 1
Legal Subdivision	PINNACLE ESTATES PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4016
Census Tract	951602

Owner

Source: Cleveland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 LIGHTNING DR, SHELBY, NC 28152-8911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Deed Document Number	2025200116167
Record Updated	Oct 29, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 14, 2025
Property Address	125 LIGHTNING DR, SHELBY, NC 28152-8911
Document Number	0019510459
Book / Page	1951 / 459
Map Reference	MB 47 PG 24
Instrument Date	Jul 11, 2025
Instrument	200116167
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	EMPOWER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, SPRING, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LIGHTNING DR, SHELBY, NC 28152-8911

Mortgage

Document Number	0200116168
Date	Jul 14, 2025
Instrument	200116168

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,006.00 (+5,082.76%)	$292,719 (+875.73%) Land $30,000 Building $262,719	$292,719 (+875.73%) Land $30,000 Building $262,719
2025	$58.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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