125 Lee Dr, Richmond, KY 40475 Property Records

Madison County property record for 125 Lee Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft
OwnerIndividual Name on File
Last Sale$88,000 (Feb 2020)
Tax Bill$829 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053C-0000-0085

Property Details

APN / Parcel Number

Primary APN053C-0000-0085
Alternative APNs
  • 134198
  • 97002
  • 64138

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number64138
Street Address125 LEE DR
CityRICHMOND
StateKY
Zip40475-9110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON VILLAGE LOT 85
Legal SubdivisionMADISON VILL
Legal Lot Number85
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group3
Census Block3001
Census Tract10104

Owner

125 Lee Dr is owned and occupied by an individual who bought it in February 2020.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address125 LEE DR, RICHMOND, KY 40475-9110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Feb 5, 2020Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2020 · Amount on File
Deed SaleFeb 5, 2020 · Amount on File
Prior SaleApr 11, 2007 · Amount on File
Deed Document Number2014006826
Deed Book / PageD00784 / 237
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address125 LEE DR, RICHMOND, KY 40475-9110
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 LEE DR, RICHMOND, KY 40475-9110

Mortgage

Document Number0M2244/152
DateJul 3, 2023
Book PageM2244/152
Instrument2014154257
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJul 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 5, 2020
Property Address125 LEE DR, RICHMOND, KY 40475-9110
Document NumberD00784/237
Book / PageD00784 / 237
Map ReferenceMB 5 PG 127
Instrument DateFeb 3, 2020
Instrument2014006826
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 LAKESHORE DR, 118, RICHMOND, KY 40475-3614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address125 LEE DR, RICHMOND, KY 40475-9110

Mortgage

Document Number2014006827
DateFeb 5, 2020
Instrument2014006827
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 125 Lee Dr was $829 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$829.00 Additional exemption filed$88,000$88,000
2023$853.00$88,000$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Lee Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2014–2023)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Lee Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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