125 Leach Rd, Candor, NC 27229 Property Records

Montgomery County property record for 125 Leach Rd, Candor, NC 27229

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,944 sqft · built 1997
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2023)
Tax Bill	$723 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7576 00 99 3489`

Property Details

APN / Parcel Number

Primary APN	`7576 00 99 3489`
Alternative APNs	`1487722` `38640`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Finished Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	121,097 sqft (2.78 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1487722
Street Address	125 LEACH RD
City	CANDOR
State	NC
Zip	27229-9693
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HARLEY LEACH TRACT 4 LEACH ESTATE #4
Legal Subdivision	LEACH ESTATE
Legal Tract	4
Jurisdiction	MONTGOMERY NC
Township / Civil Division	BISCOE
Census Block Group	1
Census Block	1027
Census Tract	960102

Owner

125 Leach Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2023.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 LEACH RD, CANDOR, NC 27229-9693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Jul 1, 2003
Deed Document Number	2023379519
Deed Book / Page	929 / 398
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 25, 2023
Property Address	125 LEACH RD, CANDOR, NC 27229-9693
Document Number	000929/398
Book / Page	929 / 398
Map Reference	CAB C SL 19-B
Instrument Date	Aug 25, 2023
Instrument	379519
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 LEACH RD, CANDOR, NC 27229-9693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LEACH RD, CANDOR, NC 27229-9693

Mortgage

Document Number	0000379520
Date	Aug 25, 2023
Instrument	379520

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.65%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.65%
Max Rate At Change	8.65%
Index	5-Year TN
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 125 Leach Rd was $723.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,812 (-38.15%) Land $14,450 Building $58,362	$72,812 (-38.15%) Land $14,450 Building $58,362
2025	$723.00	$117,720 Land $14,450 Building $103,270	$117,720 Land $14,450 Building $103,270
2023		$117,720 (-) Land $14,450 Building $103,270	$117,720 (-) Land $14,450 Building $103,270
2022	$723.00	$117,720 Land $14,450 Building $103,270	$117,720 Land $14,450 Building $103,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Leach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Leach Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20