125 Laura St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 125 Laura St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1950
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Sep 2020)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-582-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-582-0004-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,316 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	123 ft deep x 43 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 LAURA ST
City	SAINT CLAIR
State	MI
Zip	48079-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	W1/3 OF W 1/2 OF LOT 1 & W 1/3 OF N 1/2 OF W 1/2 OF LOT 2 BLK 1 OAKLAND, W S HOPKINS ADDITION TO THE CITY OF ST CLAIR AS
Legal Subdivision	OAKLAND W S HOPKINS ADD
Legal Block	1
Legal Lot Number	1-2
Legal Unit	1,2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3038
Census Tract	642000

Owner

125 Laura St is owned and occupied by an individual who bought it in September 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	125 LAURA ST, SAINT CLAIR, MI 48079-5115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	202021685
Deed Book / Page	5238 / 46
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 14, 2019
Property Address	125 LAURA ST, SAINT CLAIR, MI 48079-5115
Document Number	0005056296
Book / Page	5056 / 296
Map Reference	LB 4 PG 40
Instrument Date	Apr 26, 2019
Instrument	2019009911
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5887 TRUMBLE RD, 5887, SAINT CLAIR, MI 48079-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LAURA ST, SAINT CLAIR, MI 48079-5115

Mortgage

Document Number	2019009912
Date	May 14, 2019
Instrument	2019009912

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 125 Laura St was $2,263 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,100 (+12.05%)	$156,200
2025	$2,263.00 (+2.82%) Homeowner's exemption	$69,700
2024	$2,201.00		$139,400
2023		$53,100
2022	$2,128.00		$106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Laura St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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