125 Knotty Pine Cir, Springfield, GA 31329 Property Records

Effingham County property record for 125 Knotty Pine Cir, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (May 2026)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Apr 2013 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0428C-187-000`

Property Details

APN / Parcel Number

Primary APN	`0428C-187-000`
Alternative APNs	`0428C187` `15509`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15509
Street Address	125 KNOTTY PINE CIR
City	SPRINGFIELD
State	GA
Zip	31329-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 187 (OUT 428-17)
Legal Subdivision	SHADOWBROOK
Legal Phase	3A
Legal Block	IIIA
Legal Lot Number	187
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	30205

Owner

Source: Effingham County assessment roll, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING
May 18, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 1, 2026	Limited Warranty Deed, Transfer · USDA Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS
Nov 21, 2006	Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	May 1, 2026
Deed Document Number	20264312
Deed Book / Page	3044 / 385
Record Updated	Sep 20, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002187/898
Date	Apr 12, 2013
Book Page	2187/898

Lender

Name	GREEN TREE SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2043

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 18, 2026
Property Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Document Number	0000004312
Book / Page	3044 / 385
Instrument Date	May 14, 2026
Instrument	20264312
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123

Mortgage

Document Number	0000004313,
Date	May 18, 2026
Book Page	3044/388
Instrument	20264313

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 1, 2026
Property Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Document Number	0000003878
Book / Page	3041 / 104
Instrument Date	May 1, 2026
Instrument	20263878
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TEAL DR, SPRINGFIELD, GA 31329-4644

Mortgage

Document Number	0000003041/0000000106,
Date	May 1, 2026
Book Page	3041/106

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Due	May 1, 2026

Interest

Rate	6.46%
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 20, 2019
Property Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Document Number	002547/950
Book / Page	2547 / 950
Instrument Date	Sep 20, 2019
Instrument	2019-002561
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123

Mortgage

Document Number	0000002547/0000000951
Date	Sep 27, 2019
Book Page	0000002547/0000000951
Instrument	008142

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 21, 2006
Property Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123
Document Number	001551/162
Book / Page	1551 / 162
Instrument Date	Nov 21, 2006
Instrument	2006-003830
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5123

Mortgage

Document Number	001551/165
Date	Nov 28, 2006
Book Page	1551/165

Lender

Name	QUEENSBOROUGH NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (+14.58%)	$97,294 (+7.67%) Land $22,800 Building $74,494	$243,235 (+7.67%) Land $57,000 Building $186,235
2024	$2,943.00 (+30.16%)	$90,361 (+35.73%) Land $22,800 Building $67,561	$225,902 (+35.73%) Land $57,000 Building $168,902
2022	$2,261.00	$66,572 Land $15,200 Building $51,372	$166,429 Land $38,000 Building $128,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Uniti Group.

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