125 Keller Ct, Royal, AR 71968 Property Records

Garland County property record for 125 Keller Ct, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,552 sqft · built 1982
Lot Size	27.7 acres (1,209,661 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (May 2022)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-18924-000`

Property Details

APN / Parcel Number

Primary APN	`100-18924-000`
Alternative APNs	`1029464.0` `80549`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	2,012 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,209,661 sqft (27.7 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	1,569 sqft
Driveway	Driveway
Driveway Area	988 sqft

Exterior Amenities

Pool Area	680 sqft
Porch	Open Porch
Porch Area	144 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1029464.0
Street Address	125 KELLER CT
City	ROYAL
State	AR
Zip	71968-9748
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT FRL NE NW & PT SE NW
Legal Range	21W
Legal Township	03S
Legal Section	07
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3020
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 KELLER CT, ROYAL, AR 71968-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	0004441604
Deed Book / Page	4441 / 604
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	125 KELLER CT, ROYAL, AR 71968-9748
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040050982
Date	Dec 3, 2018
Book Page	4005/0982

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71913

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2023

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	125 KELLER CT, ROYAL, AR 71968-9748
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042660742
Date	Mar 1, 2021
Book Page	4266/742

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Oct 1, 2035

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 4, 2022
Property Address	125 KELLER CT, ROYAL, AR 71968-9748
Document Number	0044410604
Book / Page	4441 / 604
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	HOT SPRINGS TITLE/HSV, HOT SPRINGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KELLER CT, 125, ROYAL, AR 71968-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KELLER CT, ROYAL, AR 71968-9748

Mortgage

Document Number	0044410608
Date	May 4, 2022
Instrument	4441-0608

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (-3.52%) Homeowner's exemption	$88,750 (-) Land $10,760 Building $77,990
2023	$3,462.00 Homeowner's exemption	$88,750 Land $10,760 Building $77,990	$443,750 Land $53,800 Building $389,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon, Wireless ETC.

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