125 Keep Cir, Berthoud, CO 80513 Property Records

Larimer County property record for 125 Keep Cir, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,944 sqft · built 1995
Lot Size	0.165 acres (7,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2019)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94231-74-005`

Property Details

APN / Parcel Number

Primary APN	`94231-74-005`
Alternative APN	`R1458388`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,406 sqft
Upper Floors Area	120 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,204 sqft (0.165 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	280 sqft
Patio Area	120 sqft
Balcony Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1458388
Street Address	125 KEEP CIR
City	BERTHOUD
State	CO
Zip	80513-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK 3, 2ND AMD KEEP SUB, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	KEEP
Legal Block	3,2
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2040
Census Tract	2700

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Jul 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 24, 2019	Warranty Deed, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Aug 7, 2013 · Amount on Record
Deed Document Number	201934663
Prior Transfer Date	Apr 30, 1996
Prior Transfer Doc	0000032238
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017870
Date	Apr 10, 2019
Instrument	20190017870

Lender

Name	NORTHERN COLORADO CU
Type	Credit Union
Address	GREELEY, CO 80631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	Jan 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FIRST AMER LENDERS ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039942
Date	Apr 21, 2021
Instrument	20210039942

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Document Number	0000021037
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 KEEP CIR BERTHOUD CO 805131373, BERTHOUD, CO 80513-1373

Mortgage

Document Number	0000021037
Date	Mar 27, 2020
Instrument	21037

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 18, 2019
Property Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Document Number	0000040570
Instrument Date	Jun 21, 2019
Instrument	40570
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 KEEP CIR BERTHOUD CO 805131373, BERTHOUD, CO 80513-1373

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 24, 2019
Property Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Document Number	0000034663
Instrument Date	Jun 21, 2019
Instrument	20190034663
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KEEP CIR, BERTHOUD, CO 80513-1373
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034664
Date	Jun 24, 2019
Instrument	20190034664

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (+9.73%)	$30,107 (-7.52%) Land $2,019 Building $28,088	$481,700 (-0.86%) Land $32,300 Building $449,400
2024	$2,776.00 (+3.7%)
2023	$2,677.00 (+14.26%)	$32,555 (+33.23%) Land $2,164 Building $30,391	$485,900 (+38.2%) Land $32,300 Building $453,600
2022	$2,343.00	$24,436 Land $2,245 Building $22,191	$351,600 Land $32,300 Building $319,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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