125 Kay Dr, Cochran, GA 31014 Property Records

Bleckley County property record for 125 Kay Dr, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Sep 2025)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2022 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`M20E 048 CRN`

Property Details

APN / Parcel Number

Primary APN	`M20E 048 CRN`
Alternative APNs	`B37 046` `6224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,713 sqft Heated Area
1st Floor Area	1,713 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	492 sqft
Porch	Slab
Porch Area	198 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6224
Street Address	125 KAY DR
City	COCHRAN
State	GA
Zip	31014-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 KAY DRIVE
Legal Subdivision	LAKE LINDA ESTATES
Legal Block	G
Legal Lot Number	10
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	2
Census Block	2051
Census Tract	790302

Owner

125 Kay Dr is owned and occupied by an individual who bought it in September 2025.

Source: Bleckley County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 KAY DR, COCHRAN, GA 31014-8447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Jul 3, 2006	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Jan 11, 2008	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE NETWORK INC
Nov 3, 2011	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 15, 2006	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF COCHRAN
Sep 18, 2025	Warranty Deed, Transfer ROCKET MORTGAGE
Jul 31, 2018	Warranty Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer
Jul 9, 2014	Warranty Deed, Transfer · Conventional Mortgage BANK OF DUDLEY
Mar 28, 2005	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF COCHRAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Book / Page	493 / 60
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

Mortgage

Document Number	0000000446/0000000025
Date	Sep 8, 2020
Book Page	0000000446/0000000025

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

Mortgage

Document Number	0000000461/0000000176
Date	Mar 9, 2022
Book Page	0000000461/0000000176

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000317/168
Date	Jul 3, 2006
Book Page	317/168

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2036

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000337/186
Date	Jan 11, 2008
Book Page	337/186

Lender

Name	AMERICAN MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2038

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000372/642
Date	Nov 3, 2011
Book Page	372/642

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2041

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000315/156
Date	May 15, 2006
Book Page	315/156

Lender

Name	STATE BANK OF COCHRAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 1, 2009

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Sep 18, 2025
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	0000493/60
Book / Page	493 / 60
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

Mortgage

Document Number	0000049363
Date	Sep 18, 2025
Instrument	493/63

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jul 31, 2018
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	426/474
Book / Page	426 / 474
Instrument Date	Jul 31, 2018
Instrument	2018-000384
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jul 31, 2018
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	000426/474
Book / Page	426 / 474
Instrument Date	Jul 31, 2018
Instrument	2018-000384
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jul 31, 2018
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	426/474
Book / Page	426 / 474
Instrument Date	Jul 31, 2018
Instrument	2018-000384
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jul 9, 2014
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	000392/496
Book / Page	392 / 496
Instrument	2014-000205
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 KAY DR, COCHRAN, GA 31014-8447

Mortgage

Document Number	000392/499
Date	Jul 7, 2014
Book Page	392/499

Lender

Name	BANK OF DUDLEY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2044

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Mar 28, 2005
Property Address	125 KAY DR, COCHRAN, GA 31014-8447
Document Number	000299/429
Book / Page	299 / 429
Instrument Date	Mar 28, 2005
Instrument	2005-000141
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WARD RD, COCHRAN, GA 31014-3336

Mortgage

Document Number	000299/431
Date	Mar 29, 2005
Book Page	299/431

Lender

Name	STATE BANK OF COCHRAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Apr 1, 2005

Tax Assessment & Valuation

The 2025 property tax bill for 125 Kay Dr was $3,207 with a homeowner's exemption.

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Municipality	Cochran City
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,160 (+9.03%) Land $7,080 Building $88,080	$237,900 (+9.03%) Land $17,700 Building $220,200
2025	$3,207.00 Homeowner's exemption	$87,280 Land $7,080 Building $80,200	$218,200 Land $17,700 Building $200,500
2023	$3,384.00 (+11.61%) Homeowner's exemption	$84,200 (+12.27%) Land $4,000 Building $80,200	$210,500 (+12.27%) Land $10,000 Building $200,500
2022	$3,032.00 Homeowner's exemption	$75,000 Land $4,000 Building $71,000	$187,500 Land $10,000 Building $177,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Kay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Kay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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