125 Joseph St, O Fallon, MO 63366 Property Records

St. Charles County property record for 125 Joseph St, O Fallon, MO 63366

Property Summary

Property TypeApartments (5+ Units)
Details8,192 sqft · built 2018
Lot Size0.454 acres (19,785 sqft)
OwnerCompany Name on Record
Last Sale$3,250,000 (Oct 2025)
Tax Bill$10,874 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNT190300113

Property Details

APN / Parcel Number

Primary APNT190300113
Alternative APN
  • 2-051C-C707-00-001A.0000000

Interior

Building Area8,192 sqft Living Area
Gross Area12,288 sqft
1st Floor Area8,192 sqft
Basement Area4,096 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area19,785 sqft (0.454 acres)
Garage Area480 sqft
Parking Spaces8 Parking Spaces

Location & Zoning

Account NumberT190300113
Street Address125 JOSEPH ST
CityO FALLON
StateMO
Zip63366-2612
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description125 AND 139 JOSEPH STREET LOT 1A
Legal Subdivision125 AND 139 JOSEPH ST
Legal Lot Number1A
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1005
Census Tract311602

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address231 S BEMISTON AVE, 850, SAINT LOUIS, MO 63105-1920
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleOct 17, 2017 · Amount on Record
Deed Document Number202546459
Prior Transfer DateOct 10, 2025
Prior Transfer Doc0000046459
Record UpdatedOct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateOct 17, 2025
Property Address125 JOSEPH ST, O FALLON, MO 63366-2612
Document Number0000046459
Map ReferenceMB 50 PG 152
Instrument DateOct 10, 2025
Instrument2025R-046459
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1278 JUNGERMANN RD, SAINT PETERS, MO 63376-6964

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 S BEMISTON AVE, SAINT LOUIS, MO 63105-1988
InvestorPossibly a Property Investor

Mortgage

Document Number0000046462
DateOct 17, 2025
Instrument2025R-046462
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,059 (-)$900,308 (-) Land $49,462 Building $850,846
2025$10,874.00$171,059 (+16.67%)$900,308 (+16.67%) Land $49,462 Building $850,846
2023$146,621
2022$771,692 Land $49,462 Building $722,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

Nearby Properties on Joseph St

Nearby Streets

Search Property Records by Address or Parcel Number