125 Joan Dr, Divernon, IL 62530 Property Records

Sangamon County property record for 125 Joan Dr, Divernon, IL 62530

Property Summary

Property Type	Single Family Home
Lot Size	0.419 acres (18,269 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jun 2020)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-11.0-176-010`

Property Details

APN / Parcel Number

Primary APN	`35-11.0-176-010`
Alternative APN	`35110176010 (CHECK DIGIT = 0)`

Exterior

Lot Area	18,269 sqft (0.419 acres)

Location & Zoning

Account Number	35110176010
Street Address	125 JOAN DR
City	DIVERNON
State	IL
Zip	62530-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 5 COMANCHE VILLAGE
Legal Subdivision	COMANCHE VILLAGE
Jurisdiction	SANGAMON IL
Township / Civil Division	DIVERNON
Census Block Group	4
Census Block	4054
Census Tract	3300

Owner

125 Joan Dr is owned and occupied by an individual who bought it in June 2020.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	125 JOAN DR, DIVERNON, IL 62530-9748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Mar 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Jun 10, 2020	Executor's Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Feb 21, 2002 · Amount on File
Deed Document Number	202013663
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	125 JOAN DR, DIVERNON, IL 62530-9748
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R19526
Date	Oct 20, 2023
Instrument	2023R19526

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	125 JOAN DR, DIVERNON, IL 62530-9748
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R07223
Date	Mar 27, 2017
Instrument	2017R07223

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.13%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	125 JOAN DR, DIVERNON, IL 62530-9748
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R13664
Date	Jun 10, 2020
Instrument	2020R13664

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 10, 2020
Property Address	125 JOAN DR, DIVERNON, IL 62530-9748
Document Number	2020R13663
Map Reference	DOC 381087
Instrument Date	Jun 5, 2020
Instrument	2020R13663
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ZELLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 W 2ND ST, 124, VERSAILLES, IL 62378-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 JOAN DR, DIVERNON, IL 62530-9748

Mortgage

Document Number	2020R13664
Date	Jun 10, 2020
Instrument	2020R13664

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 125 Joan Dr was $4,147.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Divernon Township
Unified School District	Auburn Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00	$68,632 Land $10,373 Building $58,259	$205,896 Land $31,119 Building $174,777
2022	$3,441.00	$50,026 Land $8,014 Building $42,012	$150,078 Land $24,042 Building $126,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Joan Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1982–2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Joan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Nextlink.

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