125 Indigo Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 125 Indigo Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1989
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Apr 2020)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5394.19.60.9113000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.60.9113000`
Alternative APNs	`551000` `24485`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Heated Area
Gross Area	1,220 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Architectural Style	Cottage
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	173 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	24 sqft
Patio Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	24485
Street Address	125 INDIGO DR
City	EMERALD ISLE
State	NC
Zip	28594-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 BB BLUEWATER BAY
Legal Subdivision	BLUEWATER BAY
Legal Block	60
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1051
Census Tract	970903

Owner

Source: Carteret County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 QUEENS CT, WILMINGTON, DE 19808-1816
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Intrafamily Transfer, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jan 20, 2017	Warranty Deed, Transfer · Conventional with PMI UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	20201668118
Deed Book / Page	1668 / 118
Last Transfer Date	Jun 24, 2021
Transfer Doc	0017300069
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Jul 12, 2021
Property Address	125 INDIGO DR, EMERALD ISLE, NC 28594-3124
Document Number	0017300069
Book / Page	1730 / 69
Map Reference	MB 23 PG 91
Instrument Date	Jun 24, 2021
Instrument	1730069
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 QUEENS CT, 3, WILMINGTON, DE 19808-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 QUEENS CT, WILMINGTON, DE 19808-1816

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	125 INDIGO DR, EMERALD ISLE, NC 28594-3124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017030191
Date	Jan 8, 2021
Book Page	1703/191
Instrument	1703191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 3, 2020
Property Address	125 INDIGO DR, EMERALD ISLE, NC 28594-3124
Document Number	0016680118
Book / Page	001668 / 000118
Instrument Date	Apr 1, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 QUEENS CT WILMINGTON DE 198081816, WILMINGTON, DE 19808-1816

Mortgage

Document Number	16680119
Date	Apr 3, 2020
Book Page	001668/000119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 20, 2017
Property Address	125 INDIGO DR, EMERALD ISLE, NC 28594-3124
Document Number	0015650092
Book / Page	001565 / 000092
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 US 158 BYP HENDERSON NC 275378654, HENDERSON, NC 27537-8654

Mortgage

Document Number	15650093,
Date	Jan 20, 2017
Book Page	001565/000093

Lender

Name	UNION BK&TR
Type	Bank
Address	OXFORD, NC 27565

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jan 19, 2022

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (+38.92%)	$718,130 (+100.42%) Land $333,162 Building $384,968	$718,130 (+100.42%) Land $333,162 Building $384,968
2023		$358,320 Land $174,476 Building $183,844	$358,320 Land $174,476 Building $183,844
2022	$2,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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