Frederick County property record for 125 Hummingbird Ln, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,117 sqft · built 2002 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Apr 2017) |
| Tax Bill | $3,148 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455-2-15 |
| Primary APN | 455-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 5,421 sqft |
| 1st Floor Area | 2,117 sqft |
| Basement Area | 2,117 sqft |
| Finished Basement | 2,117 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Terrain | Rolling |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 315 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8009314 |
|---|---|
| Street Address | 125 HUMMINGBIRD LN |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | OPEQUON RIDGE L15 S2 5.05 ACRES |
| Legal Subdivision | OPEQUON RIDGE |
| Legal Lot Number | 15 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 HUMMINGBIRD LN, STEPHENSON, VA 22656-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit ASPIRE FEDERAL CREDIT UNION |
| Apr 3, 2017 | Warranty Deed, Transfer · ARM PENTAGON FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on Record |
| Deed Sale | Apr 3, 2017 · Amount on Record |
| Prior Sale | Sep 6, 2002 · Amount on Record |
| Deed Document Number | 20173314 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0000010151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 125 HUMMINGBIRD LN, STEPHENSON, VA 22656-2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005885 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 170005885 |
| Name | ASPIRE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Nov 11, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 3, 2017 |
| Property Address | 125 HUMMINGBIRD LN, STEPHENSON, VA 22656-2014 |
| Document Number | 0000003314 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 170003314 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | PENFED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 HUMMINGBIRD LN, STEPHENSON, VA 22656-2014 |
| Document Number | 0000003315 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 170003315 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,148.00 (+10.42%) | $593,924 Land $131,500 Building $462,424 | $593,924 Land $131,500 Building $462,424 |
| 2025 | $2,851.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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