Onslow County property record for 125 Howard Ln, Swansboro, NC 28584
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.82 acres (340,639 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Feb 2012) |
| Tax Bill | $489 (2026) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1319-140.13 |
| Primary APN | 1319-140.13 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Mobile Home |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 340,639 sqft (7.82 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 496646000 |
|---|---|
| Street Address | 125 HOWARD LN |
| City | SWANSBORO |
| State | NC |
| Zip | 28584-8409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L10 HEIRS OF H&M REEVES 08E58 |
| Legal Subdivision | CONTAINING 7 |
| Legal Lot Number | 10 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 105 |
125 Howard Ln is owned by an individual who acquired it in July 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 HOWARD LN, SWANSBORO, NC 28584-8409 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2012 · Amount on File |
| Deed Sale | Feb 13, 2012 · Amount on File |
| Deed Book / Page | 3724 / 661 |
| Last Transfer Date | Jul 6, 2023 |
| Transfer Doc | 0060230119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 24, 2023 |
| Property Address | 125 HOWARD LN, SWANSBORO, NC 28584-8409 |
| Document Number | 0060230119 |
| Book / Page | 6023 / 119 |
| Map Reference | MB 42 PG 45 |
| Instrument Date | Jul 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 HOWARD LN, SWANSBORO, NC 28584-8409 |
| Name | Verified Name |
|---|---|
| Address | 161 HOWARD LN, SWANSBORO, NC 28584-8409 |
The 2026 property tax bill for 125 Howard Ln was $489.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489.00 | $109,070 (+45.97%) Land $105,100 Building $3,970 | $109,070 (+45.97%) Land $105,100 Building $3,970 |
| 2025 | $489.00 | $74,720 Land $71,620 Building $3,100 | $74,720 Land $71,620 Building $3,100 |
| 2023 | $489.00 | $74,720 Land $71,620 Building $3,100 | $74,720 Land $71,620 Building $3,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Howard Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 14 (2018–2022) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Howard Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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