125 Hayward Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 125 Hayward Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,008 sqft · built 2016
Lot Size	0.919 acres (40,035 sqft)
Owner	2 Trust Names on File
Tax Bill	$21,010 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E2 B:0261 L:0003`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E2 B:0261 L:0003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	7,142 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,035 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	125 HAYWARD RD
City	ACTON
State	MA
Zip	01720-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	261
Legal Lot Number	3
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1002
Census Tract	363202

Owner

125 Hayward Rd is owner-occupied and held in a trust since September 2024.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	125 HAYWARD RD, ACTON, MA 01720-3008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2008
Deed Sale	Dec 12, 2008
Prior Sale	Dec 12, 2008
Last Transfer Date	Sep 23, 2024
Transfer Doc	0001973463
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	125 HAYWARD RD, ACTON, MA 01720-3008
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1874710
Date	Mar 29, 2021
Instrument	1874710

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	125 HAYWARD RD, ACTON, MA 01720-3008
Document Number	0001849038
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 HAYWARD RD ACTON MA 017203008, ACTON, MA 01720-3008

Mortgage

Document Number	0001849038
Date	Aug 5, 2020
Instrument	1849038

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 4, 2060

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	125 HAYWARD RD, ACTON, MA 01720-3008
Document Number	0001842502
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 HAYWARD RD ACTON MA 017203008, ACTON, MA 01720-3008

Mortgage

Document Number	0001842502
Date	May 19, 2020
Instrument	1842502

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	125 HAYWARD RD, ACTON, MA 01720-3008
Document Number	0001836170
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 HAYWARD RD ACTON MA 017203008, ACTON, MA 01720-3008

Mortgage

Document Number	0001836170
Date	Feb 11, 2020
Instrument	1836170

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 125 Hayward Rd was $21,010, up 7.9% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,010.00 (+7.89%)	$1,225,100 (+4.87%) Land $328,700 Building $896,400	$1,190,350 (+2.1%)
2024	$19,474.00 (+1.29%)	$1,168,200 (+6.69%) Land $328,700 Building $839,500	$1,165,840
2023	$19,226.00	$1,094,900 Land $299,500 Building $795,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Hayward Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Hayward Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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