Horry County property record for 125 Harbor Lights Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,857 sqft · built 2012 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $281,530 (Jul 2012) |
| Tax Bill | $82 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 459-15-04-0027 |
| Primary APN | 459-15-04-0027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Enclosed Porch |
| Deck Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1911230014 |
|---|---|
| Street Address | 125 HARBOR LIGHTS DR |
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-4173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOUR LIGHTS SUBD; LOT 25 |
| Legal Subdivision | HARBOUR LIGHTS SUBD |
| Legal Lot Number | 25 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 51201 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE |
| Sep 26, 2019 | Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY |
| Oct 26, 2018 | Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY |
| Dec 26, 2016 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Last Sale | Jul 6, 2012 · Amount on Record |
|---|---|
| Deed Sale | Jul 6, 2012 · Amount on Record |
| Deed Document Number | 0035942493 |
| Deed Book / Page | 3594 / 2493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Title Company | SE |
| Name | Verified Name |
|---|---|
| Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 70030000001863 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 0000007003/0000001863 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 64880000000178 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 0000006488/0000000178 |
| Name | ACCELERATE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 6141/0517 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 HARBOR LIGHTS DR SURFSIDE BEACH SC 295754173, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 6141/0517 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 006141/000517 |
| Name | CHOU TEAM REALTY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 6040/3276 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 HARBOR LIGHTS DR SURFSIDE BEACH SC 295754173, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 6040/3276 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 006040/003276 |
| Name | CHOU TEAM REALTY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 125 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 5842/0791 |
| Instrument Date | Dec 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 HARBOR LIGHTS DR SURFSIDE BEACH SC 295754173, SURFSIDE BEACH, SC 29575-4173 |
| Document Number | 5842/0791 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 005842/000791 |
| Instrument | 447 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82.00 | $672,260 (-) Land $357,500 Building $314,760 | |
| 2024 | $82.00 | $26,890 (+99.57%) Land $14,300 Building $12,590 | $672,260 (+80.29%) Land $357,500 Building $314,760 |
| 2023 | $82.00 | $13,474 (-9.66%) Land $4,622 Building $8,852 | $372,880 (-) Land $132,280 Building $240,600 |
| 2021 | $82.00 | $14,915 Land $5,291 Building $9,624 | $372,880 Land $132,280 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 303 units insured incl. 72 condo units |
| Nearby Flood Claims | 101 (1979–2022) |
| Claims Outside the SFHA | 15 of 101 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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