125 Garner Ave, Waldorf, MD 20602 Property Records

Charles County property record for 125 Garner Ave, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,689 sqft · built 1968
Lot Size0.223 acres (9,716 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Aug 1988)
Tax Bill$3,747 (2023)
Flood ZoneZone X (minimal risk)
APN06-013236

Property Details

APN / Parcel Number

Primary APN06-013236
Alternative APNs
  • 6013236
  • 013236

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,689 sqft Living Area
Gross Area1,964 sqft
1st Floor Area1,014 sqft
Basement Area675 sqft
Finished Basement675 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,716 sqft (0.223 acres)
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number013236
Street Address125 GARNER AVE
CityWALDORF
StateMD
Zip20602-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL 8 B 26 S 3-B CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block26
Legal Lot Number8
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1007
Census Tract850902

Owner

125 Garner Ave is owned and occupied by two individuals who bought it in August 1988.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address125 GARNER AVE, WALDORF, MD 20602-2932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 1988 · Amount on File
Deed SaleAug 31, 1988 · Amount on File
Deed Book / Page1322 / 344
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,100$332,000 Land $121,400 Building $210,600
2023$3,747.00 Homeowner's exemption$274,967$299,300 Land $121,400 Building $177,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Garner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Garner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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