125 Front St, Westgate, IA 50681 Property Records

Fayette County property record for 125 Front St, Westgate, IA 50681

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,614 sqft · built 1900
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Aug 2008)
Tax Bill	$992 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1323151004`

Property Details

APN / Parcel Number

Primary APN	`1323151004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	384 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,225 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	125 FRONT ST
City	WESTGATE
State	IA
Zip	50681-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR LOT 37 BL 1 WESTGATE ADD TH N 75' E 144' S 75' W TO BEG
Legal Subdivision	WESTGATE
Legal Lot Number	37
Jurisdiction	FAYETTE IA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2057
Census Tract	80300

Owner

125 Front St is owned and occupied by an individual who bought it in August 2008.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 FRONT ST, WESTGATE, IA 50681-8621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAYNARD SAVINGS BANK
Mar 13, 2017	Deed of Trust, Mortgage MAYNARD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2008 · Amount on File
Deed Sale	Aug 5, 2008 · Amount on File
Deed Document Number	20082299
Deed Book / Page	2008 / 2299
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	125 FRONT ST, WESTGATE, IA 50681-8621
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3348
Date	Dec 7, 2017
Book Page	2017/3348
Instrument	2017 3348

Lender

Name	MAYNARD SAVINGS BANK
Type	Bank
Address	MAYNARD, IA 50655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	125 FRONT ST, WESTGATE, IA 50681-8621
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0585
Date	Mar 13, 2017
Book Page	2017/0585
Instrument	2017 0585

Lender

Name	MAYNARD SAVINGS BANK
Type	Bank
Address	MAYNARD, IA 50655

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 125 Front St was $992.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Westgate City
Unified School District	West Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00	$62,310 (-) Land $4,640 Building $57,670	$62,310 (-) Land $4,640 Building $57,670
2025	$992.00 (+0.61%)	$62,310 Land $4,640 Building $57,670	$62,310 Land $4,640 Building $57,670
2024	$986.00
2023		$53,750 (+18.26%) Land $4,640 Building $49,110	$53,750 Land $4,640 Building $49,110
2022	$846.00	$45,450 Land $3,860 Building $41,590
2021			$45,450 Land $3,860 Building $41,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTGATE WATER SUPPLY serves 192 people · EPA ID IA3379009
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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