Orange County property record for 125 Forest St, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,025 sqft · built 1972 |
| Lot Size | 0.385 acres (16,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (May 2019) |
| Tax Bill | $8,314 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-23-28-9336-04-299 |
| Primary APN | 17-23-28-9336-04-299 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 2,637 sqft |
| 1st Floor Area | 2,025 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,762 sqft (0.385 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 125 FOREST ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | PLAT OF WINDERMERE G/36 LOT 430 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 4 |
| Legal Lot Number | 430 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14809 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ONE FLORIDA BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit ACOPIA LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 2019327661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Document Number | 0000190436 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 20230190436 |
| Name | ONE FLORIDA BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Document Number | 20210229839 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 20210229839 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 125 FOREST ST, WINDERMERE, FL 34786-8539 |
| Document Number | 20210229838 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 20210229838 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,646 (+19.66%) | $700,640 (-0.76%) Land $365,000 Building $335,640 | |
| 2025 | $8,314.00 (+3.14%) Homeowner's exemption | $512,806 (+5.99%) | $706,000 (+5.72%) Land $365,000 Building $341,000 |
| 2024 | $8,061.00 (+3.41%) | ||
| 2023 | $7,795.00 (+3.01%) Homeowner's exemption | $483,839 (+3%) | $667,780 (+26.75%) Land $365,000 Building $302,780 |
| 2022 | $7,567.00 Homeowner's exemption | $469,747 | $526,849 Land $265,000 Building $261,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (2004–2017) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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