125 Fair Oaks Rd, Chocowinity, NC 27817 Property Records

Beaufort County property record for 125 Fair Oaks Rd, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Nov 2023)
Tax Bill	$2,208 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5674-91-0877`

Property Details

APN / Parcel Number

Primary APN	`5674-91-0877`
Alternative APN	`15399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 FAIR OAKS RD
City	CHOCOWINITY
State	NC
Zip	27817-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #4 FAIR OAKS
Legal Lot Number	4
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	3
Census Block	3006
Census Tract	930900

Owner

125 Fair Oaks Rd is owned and occupied by an individual who bought it in November 2023.

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 FAIR OAKS RD, CHOCOWINITY, NC 27817-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	May 2, 2002 · Amount on File
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT NC
Property Address	125 FAIR OAKS RD, CHOCOWINITY, NC 27817-8990
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 FAIR OAKS RD, CHOCOWINITY, NC 27817-8990

Mortgage

Document Number	002159/680
Date	Feb 6, 2024
Book Page	2159/680
Instrument	2024000504

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	BELHAVEN, NC 27810

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Nov 15, 2023
Property Address	125 FAIR OAKS RD, CHOCOWINITY, NC 27817-8990
Document Number	0002154/80
Book / Page	2154 / 80
Map Reference	CAB E SL 57-10
Instrument Date	Nov 6, 2023
Instrument	2023005443
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 MEDJOOL TRL, PONTE VEDRA, FL 32081-0708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 FAIR OAKS RD, CHOCOWINITY, NC 27817-8990

Mortgage

Document Number	2023005444
Date	Nov 15, 2023
Instrument	2023005444

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 125 Fair Oaks Rd was $2,208.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,208.00	$376,153 Land $43,608 Building $332,545
2025			$376,153 Land $43,608 Building $332,545
2023	$1,624.00	$201,210 Land $40,000 Building $161,210
2018			$201,210 Land $40,000 Building $161,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Fair Oaks Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	35 (1996–2018)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Fair Oaks Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOCOWINITY WATER SYSTEM serves 2,565 people · EPA ID NC0407025
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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