125 Euclid St, Elyria, OH 44035 Property Records

Lorain County property record for 125 Euclid St, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,354 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$79,000 (2005)
Tax Bill$1,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-049-106-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,354 sqft Living Area
Gross Area1,558 sqft Gross Area
1st Floor818 sqft 1st Floor
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area3,920 sqft (0.09 acres)
Depth X Width100 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area204 sqft Garage

Exterior Amenities

Patio Area28 sqft Patio
PorchOpen Porch
Porch Area28 sqft Porch
Canopy Area28 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address125 EUCLID ST
CityELYRIA
StateOH
Zip44035-3416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMENDELSON 40 X 100 S/L 473 *NOTES*
Legal SubdivisionMENDELSON
Legal Tract24
Legal Block106
Legal Lot Number473
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1020
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-049-106-001

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address125 EUCLID ST, ELYRIA, OH 44035-3416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SWIFT HOME LOANS INC
Feb 22, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 08, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Nov 22, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 08, 2018Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2005 · Amount on Record
Deed SaleNov 01, 2005 · Amount on Record
Prior SaleOct 21, 2005 · Amount on Record
Deed Doc Number2005108043
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateAug 04, 2026
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Document Number0000106071
Instrument DateJul 28, 2026
Instrument2026106071
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanySETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 EUCLID ST, ELYRIA, OH 44035-3416
InvestorPossibly a Property Investor

Mortgage

Document Number0000106071,
DateAug 04, 2026
Instrument2026106071
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000863838
DateFeb 22, 2022
Instrument2022-0863838
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 EUCLID ST, ELYRIA, OH 44035-3416
InvestorPossibly a Property Investor

Mortgage

Document Number0000070870
DateOct 08, 2025
Instrument2025-0070870
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2050

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 EUCLID ST, ELYRIA, OH 44035-3416
InvestorPossibly a Property Investor

Mortgage

Document Number0000034409
DateNov 22, 2024
Instrument2024-0034409
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000809339
DateMar 26, 2021
Instrument2021-0809339
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address125 EUCLID ST, ELYRIA, OH 44035-3416
Document Number0000694686
Instrument DateOct 08, 2018
Transaction TypeMortgage
Record UpdatedNov 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 EUCLID ST ELYRIA OH 440353416, ELYRIA, OH 44035-3416

Mortgage

Document Number0000694686
DateNov 13, 2018
Instrument694686
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,174.00 Homeowner's exemption$45,750 (%) Land $4,460 Building $41,290$130,720 (-) Land $12,740 Building $117,980
2024$1,174.00 (-23.87%)$45,752 (+22.07%) Land $4,459 Building $41,293$130,720 (+22.08%) Land $12,740 Building $117,980
2023$1,542.00 (-1.09%)$37,479 (%) Land $3,672 Building $33,807$107,080 (-) Land $10,490 Building $96,590
2022$1,559.00$37,480 Land $3,670 Building $33,810
2021$107,080 Land $10,490 Building $96,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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