125 Ely St, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 125 Ely St, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	2,706 sqft · built 2004
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,866 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00006-0000-00313`

Property Details

APN / Parcel Number

Primary APN	`04 00006-0000-00313`
Alternative APNs	`04 00449-0000-00022-0000-X` `04-00449-0000-00022` `040000600313`

Interior

Stories	2 Stories
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400006000000313
Street Address	125 ELY ST
City	ELIZABETH
State	NJ
Zip	07202-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	ELIZABETH CITY
Legal Block	449
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1002
Census Tract	30704

Owner

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 ELY ST, ELIZABETH, NJ 07202-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 8, 2023	Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025
Deed Sale	Feb 19, 2025
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	202544257
Deed Book / Page	6572 / 2722
Prior Transfer Date	Feb 10, 2025
Prior Transfer Doc	0000044257
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 2, 2026
Property Address	125 ELY ST, ELIZABETH, NJ 07202-3411
Document Number	0000090947
Book / Page	15782 / 2095
Instrument Date	Mar 26, 2026
Instrument	202690947
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	125 ELY ST, ELIZABETH, NJ 07202-3411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090947,
Date	Apr 2, 2026
Book Page	15782/2095
Instrument	202690947

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 8, 2023
Property Address	125 ELY ST, ELIZABETH, NJ 07202-3411
Document Number	0065202715
Book / Page	6520 / 2715
Instrument Date	Sep 5, 2023
Instrument	31920
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,326.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 ELY ST, ELIZABETH, NJ 07202-3411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056083
Date	Sep 8, 2023
Instrument	56083

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,400 (-) Land $77,000 Building $263,400	$340,400 (-) Land $77,000 Building $263,400
2025	$6,866.00 (+4.84%)	$340,400 (+718.27%) Land $77,000 Building $263,400	$340,400 (+718.27%) Land $77,000 Building $263,400
2024	$6,549.00 (-48.51%)
2023		$41,600 (-) Land $13,200 Building $28,400	$41,600 (-) Land $13,200 Building $28,400
2022	$12,720.00	$41,600 Land $13,200 Building $28,400	$41,600 Land $13,200 Building $28,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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