125 Egypt Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 125 Egypt Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 2019
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individuals on Record
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:012 B:308 L:026-003`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:012 B:308 L:026-003`
Alternative APNs	`GRAY M:12 B:308 L:26-003` `4831`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	4831
Old Parcel Number	GRAY M:012 B:308 L:026-003
Street Address	125 EGYPT RD
City	GRAY
State	ME
Zip	04039-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	308
Legal Lot Number	26-3
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3001
Census Tract	4701

Owner

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	125 EGYPT RD, GRAY, ME 04039-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage EVERGREEN CREDIT UNION
Apr 28, 2025	Deed of Trust, Mortgage EVERGREEN CU
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Jun 15, 2026
Property Address	125 EGYPT RD, GRAY, ME 04039-9625
Document Number	0423240120
Book / Page	42324 / 120
Instrument Date	Jun 6, 2026
Instrument	202623388
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 EGYPT RD, GRAY, ME 04039-9625

Mortgage

Document Number	0000023388,
Date	Jun 15, 2026
Book Page	42324/120
Instrument	202623388

Lender

Name	EVERGREEN CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	125 EGYPT RD, GRAY, ME 04039-9625
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414060310
Date	Apr 28, 2025
Book Page	41406/310
Instrument	14221

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	125 EGYPT RD, GRAY, ME 04039-9625
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405960172
Date	Feb 2, 2024
Book Page	40596/172
Instrument	4168

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	125 EGYPT RD, GRAY, ME 04039-9625
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381580147
Date	May 5, 2021
Book Page	38158/147
Instrument	32350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,745.00 (-13.53%)	$386,900 (+35.61%) Land $125,200 Building $261,700
2023	$4,331.00 (+8.82%)	$285,300 (-) Land $70,100 Building $215,200
2022	$3,980.00	$285,300 Land $70,100 Building $215,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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