125 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 125 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2020
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Apr 2020)
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35053.0617`

Property Details

APN / Parcel Number

Primary APN	`35053.0617`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,356 sqft
Basement Area	708 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	110 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	125 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK S102FT L17 B87
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	87
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4050
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 10, 2020	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 12, 2019	Tax Deed, Transfer NOT AVAILABLE
Dec 20, 2018	Tax Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Mar 22, 2001 · Amount on Record
Deed Document Number	20206909788
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0006770856
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007016928
Date	Jan 4, 2021
Instrument	7016928

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 10, 2020
Property Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867
Document Number	0006909788
Map Reference	VOL A PG 124
Instrument Date	Apr 9, 2020
Instrument	6909788
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867

Mortgage

Document Number	0006909789
Date	Apr 10, 2020
Instrument	6909789

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2019: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 12, 2019
Property Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867
Document Number	0006841455
Instrument Date	Sep 11, 2019
Instrument	6841455
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	502 N MULLAN RD #B SPOKANE VALLEY WA 992063864, B, SPOKANE VALLEY, WA 99206-3864

December 2018: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 20, 2018
Property Address	125 E PROVIDENCE AVE, SPOKANE, WA 99207-1867
Document Number	0006770856
Instrument Date	Dec 4, 2018
Instrument	6770856
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (-3.34%)	$333,300 (-4.91%) Land $75,000 Building $258,300	$333,300 (-4.91%) Land $75,000 Building $258,300
2025	$3,528.00 (+3.86%)	$350,500 (-) Land $65,000 Building $285,500	$350,500 (-) Land $65,000 Building $285,500
2024	$3,397.00 (-0.93%)	$350,500 (+36.59%) Land $65,000 Building $285,500	$350,500 (+36.59%) Land $65,000 Building $285,500
2023	$3,429.00 (+14.19%)	$256,600 Land $42,000 Building $214,600	$256,600 Land $42,000 Building $214,600
2022	$3,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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