125 E Polaco St, Roma, TX 78584 Property Records

Starr County property record for 125 E Polaco St, Roma, TX 78584

Property Summary

Property Type	Single Family Home
Details	1,344 sqft
Lot Size	0.146 acres (6,382 sqft)
Owner	Individual Name on File
Tax Bill	$650 (2025)
Deeds & Mortgages	Mar 2006 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10475-00000-01500-000000`

Property Details

APN / Parcel Number

Primary APN	`10475-00000-01500-000000`
Alternative APN	`61180`

Interior

Building Area	1,344 sqft Living Area
Gross Area	1,422 sqft

Exterior

Lot Area	6,382 sqft (0.146 acres)

Location & Zoning

Account Number	61180
Street Address	125 E POLACO ST
City	ROMA
State	TX
Zip	78584-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 JOSE F. VILLARREAL S/D
Legal Subdivision	JOSE F. VILLARREAL S/D
Legal Lot Number	15
Jurisdiction	STARR TX
Township / Civil Division	ROMA-LOS SAENZ
Census Block Group	2
Census Block	2001
Census Tract	950203

Owner

Source: Starr County records · APN 10475-00000-01500-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 69, ROMA, TX 78584-0069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2001
Deed Sale	Aug 21, 2001
Deed Document Number	0000906588
Record Updated	Jun 08, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARR TX
Property Address	125 E POLACO ST, ROMA, TX 78584-8838
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001086/687
Date	Mar 15, 2006
Book Page	1086/687
Instrument	254538

Lender

Name	TEXAS DEPARTMENT OF HSNG & CMNTY AFFAIRS
Type	Non-Lending Institution
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2016

Tax Assessment & Valuation

Source: Starr County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Starr County
Unified School District	Roma Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+6.21%) Homeowner's exemption Senior Citizen's exemption	$75,840 (+10.47%) Land $11,170 Building $64,670	$75,840 (+10.47%) Land $11,170 Building $64,670
2023		$68,650 Land $11,170 Building $57,480	$68,650 Land $11,170 Building $57,480
2022	$612.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Starr County (48427C), as of September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484279502032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2008–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2026 · rainfall accumulation

Wildfire

Wildfire Risk	High above 72% of the US · above 63% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2140007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ROMA serves 19,464 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025 Chlorite resolved · Apr 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.