125 E Park St, Lakeland, FL 33803 Property Records

Polk County property record for 125 E Park St, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1925
Lot Size	0.137 acres (5,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2021)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-19-221000-021072`

Property Details

APN / Parcel Number

Primary APN	`24-28-19-221000-021072`
Alternative APNs	`192824221000021072` `92824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	1,000 sqft
1st Floor Area	1,000 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	5,946 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 39.6 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	240 sqft
Patio Area	261 sqft

Location & Zoning

Street Address	125 E PARK ST
City	LAKELAND
State	FL
Zip	33803-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF12
Legal Description	VAN DEUSEN & SHANNONS SUB PB 3 PG 46 BLK 21 LOT 7 E 39.63 FT OF N 150 FT
Legal Range	24E
Legal Township	28S
Legal Section	19
Legal Subdivision	VAN DEUSEN AND SHANNONS SUBDIVISION
Legal Tract	221000
Legal Block	21
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2020
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Lake Morton Historic District listed 1985 · 557 contributing resources · NRIS 85002900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 E PARK ST, LAKELAND, FL 33803-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage MIDFLORIDA CU
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	2021210681
Deed Book / Page	11845 / 1482
Transfer Doc	5286002094
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 E PARK ST, LAKELAND, FL 33803-1327
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211180
Date	Sep 8, 2023
Book Page	12829/1283
Instrument	2023211180

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2033

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 12, 2021
Property Address	125 E PARK ST, LAKELAND, FL 33803-1327
Document Number	0000210681
Book / Page	11845 / 1482
Map Reference	MB 3 PG 46
Instrument Date	Aug 10, 2021
Instrument	2021210681
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 DUMONT ST, 600, CELEBRATION, FL 34747-4477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E PARK ST, LAKELAND, FL 33803-1327

Mortgage

Document Number	0118451484
Date	Aug 12, 2021
Instrument	11845/1484

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 E PARK ST, LAKELAND, FL 33803-1327
Document Number	0114120112
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E PARK ST LAKELAND FL 338031327, LAKELAND, FL 33803-1327

Mortgage

Document Number	0114120112
Date	Oct 13, 2020
Book Page	011412/000112
Instrument	216102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 E PARK ST, LAKELAND, FL 33803-1327
Document Number	0110510074
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E PARK ST LAKELAND FL 338031327, LAKELAND, FL 33803-1327

Mortgage

Document Number	0110510074
Date	Nov 22, 2019
Book Page	011051/000074
Instrument	248764

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,702 (+2.7%)	$374,718 (+2.94%) Land $53,496 Building $321,222
2025	$5,557.00 (+5.57%) Homeowner's exemption	$351,219 (+5.99%)	$364,024 (-4.48%) Land $35,070 Building $328,954
2023	$5,264.00 (+2.63%) Homeowner's exemption	$331,380 (+3%)	$381,115 (+13.18%) Land $33,881 Building $347,234
2022	$5,129.00 Homeowner's exemption	$321,728	$336,732 Land $32,098 Building $304,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, Verizon.

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