125 E Oak St, Albion, IL 62806 Property Records

Edwards County property record for 125 E Oak St, Albion, IL 62806

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,522 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 2018)
Tax Bill	$689 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2018 Mortgage + 2 more
APN	`10-01-105-006`

Property Details

APN / Parcel Number

Primary APN	`10-01-105-006`
Alternative APN	`03-2-123-03`

Exterior

Lot Area	12,522 sqft (0.287 acres)

Location & Zoning

Street Address	125 E OAK ST
City	ALBION
State	IL
Zip	62806-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2,Q ,S ,T ,R ,L061,B000,P220 77 W END OF LOTS 20,21, & 22, IN DOTYS REPLAT OL 61 & S 2/3 OL 56 10-19-12 178:140 WD 3-7-03 149
Legal Subdivision	DOTYS SUB
Legal Lot Number	20-21
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 1
Census Block Group	1
Census Block	1009
Census Tract	957100

Owner

125 E Oak St is owned and occupied by an individual who bought it in February 2018.

Source: Edwards County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	125 E OAK ST, ALBION, IL 62806-1231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK ALLENDALE
Feb 13, 2018	Warranty Deed, Transfer
May 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Deed Document Number	2018103700
Deed Book / Page	195 / 80
Prior Transfer Date	Dec 16, 2016
Prior Transfer Doc	192/311
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDWARDS IL
Property Address	125 E OAK ST, ALBION, IL 62806-1231
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	458/229
Date	Jun 29, 2017
Book Page	458/229
Instrument	103109

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2022

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDWARDS IL
Property Address	125 E OAK ST, ALBION, IL 62806-1231
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	465/75
Date	Feb 13, 2018
Book Page	465/75
Instrument	103701

Lender

Name	FIRST NATIONAL BANK ALLENDALE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Feb 13, 2018
Property Address	125 E OAK ST, ALBION, IL 62806-1231
Document Number	195/80
Book / Page	195 / 80
Instrument Date	Jan 31, 2018
Instrument	103700
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E OAK ST, ALBION, IL 62806-1231

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EDWARDS IL
Recording Date	May 12, 2017
Property Address	125 E OAK ST, ALBION, IL 62806-1231
Document Number	192/311
Book / Page	192 / 311
Instrument Date	Dec 16, 2016
Instrument	102925
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E OAK ST, 125, ALBION, IL 62806-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E OAK ST, ALBION, IL 62806-1231

Tax Assessment & Valuation

The 2025 property tax bill for 125 E Oak St was $689 with a homeowner's exemption, up 17% from the year before.

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albion City
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+16.98%) Homeowner's exemption	$15,920 (+8.97%) Land $1,620 Building $14,300	$47,760 (+8.97%) Land $4,860 Building $42,900
2024	$589.00	$14,610 Land $1,490 Building $13,120	$43,830 Land $4,470 Building $39,360
2022		$11,390 Land $1,160 Building $10,230	$34,170 Land $3,480 Building $30,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 125 E Oak St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLERY WATER CORP private · serves 2,380 people · EPA ID IL0470010
Water Source	Purchased groundwater from ALBION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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