125 E Mill St, Apt 103, Wauconda, IL 60084 Property Records

Lake County property record for 125 E Mill St, Apt 103, Wauconda, IL 60084

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 918 sqft · built 1979
Lot Size	0.001 acres (36 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Mar 2026)
Tax Bill	$3,788 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-301-050`

Property Details

APN / Parcel Number

Primary APN	`09-25-301-050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36 sqft (0.001 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 E MILL ST, 103
City	WAUCONDA
State	IL
Zip	60084-1842
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BANGS LAKE DEVELOPMENT SUB UNIT D103 & 6.25 PER CENT IN COMM ON ELEMIN LAKEVIEW CONDOMINIUMS AS PER DECLARATION DOC #2031 293 PT LOT 1
Legal Subdivision	BANGS LAKE DEVELOPMENT SUB
Legal Lot Number	1
Legal Unit	D
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1009
Census Tract	864208

Owner

125 E Mill St, Apt 103 is owned by two individuals who bought it in March 2026.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	211 E LIBERTY ST, WAUCONDA, IL 60084-1980
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 26, 2019	Deed, Transfer · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	20268155035
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0007345919
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	125 E MILL ST APT 103, 103, WAUCONDA, IL 60084-1842
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007781067
Date	Apr 27, 2021
Instrument	7781067

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 4, 2026
Property Address	125 E MILL ST APT 103, 103, WAUCONDA, IL 60084-1842
Document Number	0008155035
Map Reference	DOC 2014790
Instrument Date	Feb 24, 2026
Instrument	8155035
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 E MILL ST APT 103, 103, WAUCONDA, IL 60084-1842

Mortgage

Document Number	0008155036
Date	Mar 4, 2026
Instrument	8155036

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.32%

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Dec 26, 2019
Property Address	125 E MILL ST APT 103, 103, WAUCONDA, IL 60084-1842
Document Number	0007619104
Map Reference	DOC 2014790
Instrument Date	Dec 4, 2019
Instrument	7619104
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E MILL ST APT 103, 103, WAUCONDA, IL 60084-1842

Mortgage

Document Number	0007619105
Date	Dec 26, 2019
Instrument	7619105

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,462 (+6.75%) Land $4,548 Building $40,914	$136,399 (+6.75%) Land $13,645 Building $122,754
2024	$3,788.00 (+46.31%)	$42,587 (+9.4%) Land $4,260 Building $38,327	$127,773 (+9.4%) Land $12,781 Building $114,992
2023	$2,589.00 (+4.35%)	$38,928 (+64.05%) Land $3,894 Building $35,034	$116,796 (+64.05%) Land $11,683 Building $105,113
2022	$2,481.00	$23,730 Land $3,462 Building $20,268	$71,197 Land $10,387 Building $60,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 125 E Mill St, Apt 103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 E Mill St, Apt 103 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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