125 E Main St, Powderly, KY 42367 Property Records

Muhlenberg County property record for 125 E Main St, Powderly, KY 42367

Property Summary

Property Type	Single Family Home
Details	built 1976
Lot Size	0.343 acres (14,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jan 2024)
Tax Bill	$596 (2025)
Deeds & Mortgages	Jul 2013 Mortgage Jul 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-03-06-010.000`

Property Details

APN / Parcel Number

Primary APN	`108-03-06-010.000`
Alternative APNs	`31073` `5963`

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	14,972 sqft (0.343 acres)

Location & Zoning

Account Number	31073
Street Address	125 E MAIN ST
City	POWDERLY
State	KY
Zip	42367-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE
Jurisdiction	MUHLENBERG KY
Township / Civil Division	GREENVILLE
Census Block Group	5
Census Block	5052
Census Tract	960400

Owner

Source: Muhlenberg County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 E MAIN ST, POWDERLY, KY 42367-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2013	Deed of Trust, Mortgage OLD NATIONAL BANK
Jul 27, 2005	Deed of Trust, Mortgage OLD NATIONAL BANK
Jan 9, 2024	Deed, Transfer · Conventional Mortgage FIRST KENTUCKY BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Deed Document Number	2024315240
Deed Book / Page	607 / 1251
Record Updated	Jun 8, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	125 E MAIN ST, POWDERLY, KY 42367-5417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M643/277
Date	Jul 29, 2013
Book Page	M643/277
Instrument	239732

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2023

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	125 E MAIN ST, POWDERLY, KY 42367-5417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M490/261
Date	Jul 27, 2005
Book Page	M490/261
Instrument	135614

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 21, 2015

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Jan 9, 2024
Property Address	125 E MAIN ST, POWDERLY, KY 42367-5417
Document Number	0D607/1251
Book / Page	D607 / 1251
Instrument Date	Dec 29, 2023
Instrument	315240
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E MAIN ST, POWDERLY, KY 42367-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 E MAIN ST, POWDERLY, KY 42367-5417

Mortgage

Document Number	0000315241
Date	Jan 9, 2024
Instrument	315241

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 29, 2038

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Municipality	Powderly City
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00 (+89.21%)	$60,000 (+106.9%)	$60,000 (+106.9%)
2023	$315.00	$29,000	$29,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG CO WATER DISTRICT serves 16,845 people · EPA ID KY0890302
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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