125 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 125 E Main St, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	2,200 sqft · built 1904
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$485,000 (Apr 1999)
Tax Bill	$19,186 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09BA11201`

Property Details

APN / Parcel Number

Primary APN	`391E09BA11201`
Alternative APN	`10570024`

Interior

Building Area	2,200 sqft Gross Area
Flooring	Carpet

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1970
Exterior Material	Stucco
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	125 E MAIN ST
City	ASHLAND
State	OR
Zip	97520-1830
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-1-D
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	2
Legal Subdivision	MICKELSONS ADDITION
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2009
Census Tract	2000

Owner

Source: Jackson County records · APN 391E09BA11201

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	125 E MAIN ST, ASHLAND, OR 97520-1830
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 1999 · Amount on Record
Deed Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	199923957
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	125 E MAIN ST, ASHLAND, OR 97520-1830
Document Number	0000026316
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 E MAIN ST ASHLAND OR 975201830, ASHLAND, OR 97520-1830

Mortgage

Document Number	0000026316
Date	Aug 21, 2018
Instrument	26316

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2043

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,247,830 (+3%)	$2,568,110 (+16%) Land $394,880 Building $2,173,230
2025	$19,186.00 (+2.15%)	$1,211,490 (+3%) Land $220,940 Building $990,550	$2,213,880 (+17.15%) Land $340,410 Building $1,873,470
2024	$18,782.00 (+3.36%)	$1,176,210 (+3%) Land $214,500 Building $961,710	$1,889,740 (-3%) Land $288,480 Building $1,601,260
2023	$18,171.00 (+3.31%)	$1,141,960 (+3%) Land $208,250 Building $933,710	$1,948,180 (+5%) Land $297,400 Building $1,650,780
2022	$17,588.00	$1,108,700 Land $202,180 Building $906,520	$1,855,410 Land $283,240 Building $1,572,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (41029C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290020002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1982–2015)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ashland Downtown Historic District listed 2000 · 61 contributing resources · NRIS 00000446

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications & Technologies.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100047, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.