125 E Lafayette St, Ottawa, IL 61350 Property Records

LaSalle County property record for 125 E Lafayette St, Ottawa, IL 61350

Property Summary

Property Type	Commercial
Details	3,872 sqft
Lot Size	0.104 acres (4,532 sqft)
Owner	Individual Name on Record
Last Sale	$65,500 (Jul 2021)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Jul 2021 Sale Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-234-005`

Property Details

APN / Parcel Number

Primary APN	`21-11-234-005`
Alternative APN	`18-11-276-005`

Interior

Units	7 Units
Building Area	3,872 sqft Total Area

Exterior

Lot Area	4,532 sqft (0.104 acres)

Location & Zoning

Street Address	125 E LAFAYETTE ST
City	OTTAWA
State	IL
Zip	61350-2130
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	STATE'S ADD, LT 1 (EX E44') BLK 64 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD
Legal Block	64
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1019
Census Tract	962700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1806 POST ST, OTTAWA, IL 61350-1546
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Jan 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	202111054
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	200605117
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 15, 2021
Property Address	125 E LAFAYETTE ST, OTTAWA, IL 61350-2130
Document Number	202111054
Instrument Date	Mar 20, 2019
Instrument	2021-11054
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Tax	$98.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2016 11TH ST, 2016, PERU, IL 61354-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1806 POST ST, OTTAWA, IL 61350-1546

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 31, 2018
Property Address	125 E LAFAYETTE ST, OTTAWA, IL 61350-2130
Document Number	201814613
Instrument Date	Oct 22, 2018
Instrument	201814613
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 22TH ST, PERU, IL 61354

Mortgage

Document Number	201814614
Date	Oct 31, 2018
Instrument	201814614

Lender

Name	FIRST NATIONAL BANK OTTAWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jan 3, 2019
Property Address	125 E LAFAYETTE ST, OTTAWA, IL 61350-2130
Document Number	201900048
Instrument Date	Oct 22, 2018
Instrument	201900048
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11TH ST, PERU, IL 61354

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (-2.58%)	$23,352 (-) Land $6,946 Building $16,406	$70,056 (-) Land $20,838 Building $49,218
2024	$2,404.00	$23,352 (-) Land $6,946 Building $16,406	$70,056 (-) Land $20,838 Building $49,218
2023		$23,352 (+6%) Land $6,946 Building $16,406	$70,056 (+6%) Land $20,838 Building $49,218
2022		$22,030 Land $6,553 Building $15,477	$66,090 Land $19,659 Building $46,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	118 (1979–2013)
Claims Outside the SFHA	15 of 118
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 30 claims Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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