125 E Harvey St, Rhinelander, WI 54501 Property Records

Oneida County property record for 125 E Harvey St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Tax Bill	$878 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RH 335`

Property Details

APN / Parcel Number

Primary APN	`RH 335`

Exterior

Lot Area	5,619 sqft (0.129 acres)

Location & Zoning

Street Address	125 E HARVEY ST
City	RHINELANDER
State	WI
Zip	54501-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 827457/552147 2ND ADDN ASSRS REPLAT LOT 4 BLK 1
Legal Range	09E
Legal Township	36N
Legal Section	06
Legal Subdivision	2ND ADDN ASSRS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	3
Census Block	3043
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E HARVEY ST, RHINELANDER, WI 54501-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COVANTAGE CU
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	125 E HARVEY ST, RHINELANDER, WI 54501-3113
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E HARVEY ST, RHINELANDER, WI 54501-3113

Mortgage

Document Number	0000829434
Date	Jan 3, 2022
Instrument	829434

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Nov 5, 2021
Property Address	125 E HARVEY ST, RHINELANDER, WI 54501-3113
Document Number	0000827457
Instrument Date	Oct 29, 2021
Instrument	827457
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E HARVEY ST, RHINELANDER, WI 54501-3113

Mortgage

Document Number	0000827458
Date	Nov 5, 2021
Instrument	827458

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+16.76%)	$31,900 (-) Land $4,500 Building $27,400	$54,098 Land $7,631 Building $46,467
2023	$752.00 Homeowner's exemption	$31,900 Land $4,500 Building $27,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

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