North Smithfield Town property record for 125 E Harkness Rd, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,322 sqft · built 1985 |
| Lot Size | 1.69 acres (73,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,041 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Jun 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0002 L:0299 |
| Primary APN | NSMI M:0002 L:0299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 6,764 sqft |
| 1st Floor Area | 1,528 sqft |
| Attic | Attic |
| Attic Area | 169 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,712 sqft (1.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4095 |
|---|---|
| Street Address | 125 E HARKNESS RD |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 299 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12801 |
Source: North Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 E HARKNESS RD, NORTH SMITHFIELD, RI 02896-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jun 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 |
| Deed Sale | Aug 26, 2025 |
| Prior Sale | Oct 11, 2005 · Amount on Record |
| Deed Book / Page | 1027 / 86 |
| Prior Transfer Date | Aug 19, 2025 |
| Prior Transfer Doc | 0001027-86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 125 E HARKNESS RD, NORTH SMITHFIELD, RI 02896-6826 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000918-184 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 918/184 |
| Instrument | 46933 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 125 E HARKNESS RD, NORTH SMITHFIELD, RI 02896-6826 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000970-286 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 970/286 |
| Instrument | 50933 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,041.00 (-1.36%) | $612,300 (+26.69%) Land $170,400 Building $441,900 | $599,901 |
| 2024 | $7,138.00 (+3.64%) | $483,300 (-) Land $142,400 Building $340,900 | |
| 2023 | $6,887.00 (+2.44%) | $483,300 (-) Land $142,400 Building $340,900 | |
| 2022 | $6,723.00 | $483,300 Land $142,400 Building $340,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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