125 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 125 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1985
Lot Size0.113 acres (4,922 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Nov 2022)
Tax Bill$2,503 (2025)
Deeds & MortgagesJul 2023 Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN258AE003

Property Details

APN / Parcel Number

Primary APN258AE003
Alternative APNs
  • 107518413647
  • 80071453
  • 80134492

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Heated Area
Gross Area2,102 sqft
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1992
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,922 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80134492
Street Address125 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-8 B-9 S-B OCEAN ISLE BEACH PLAT-3/179
Legal SubdivisionSECTION B OCEAN ISLE BEACH
Legal Block9
Legal Lot Number8
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3008
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4150 ARBORWAY, CHARLOTTE, NC 28211-3867
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 17, 2022Special Warranty Deed, Transfer
May 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Deed Book / Page4938 / 1351
Prior Transfer DateApr 27, 2018
Prior Transfer Doc0040501117
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address125 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4150 ARBORWAY, CHARLOTTE, NC 28211-3867

Mortgage

Document Number0050471158
DateJul 24, 2023
Book Page5047/1158
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 17, 2022
Property Address125 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0049381351
Book / Page4938 / 1351
Map ReferenceMB 3 PG 179&179A
Instrument DateOct 10, 2022
Transaction TypeTransfer
Record UpdatedDec 1, 2022

Transaction

AmountAmount Recorded
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6800 ROCKY FALLS RD, 6800, CHARLOTTE, NC 28211-5526

Transferred To (Grantee/Buyer)

NameVerified Name
Address4150 ARBORWAY, CHARLOTTE, NC 28211-3867

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateMay 3, 2018
Property Address125 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0040501117
Book / Page004050 / 001117
Instrument DateApr 27, 2018
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6800 ROCKY FALLS RD CHARLOTTE NC 282115526, CHARLOTTE, NC 28211-5526

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$673,410 (-) Land $400,000 Building $273,410$673,410 (-) Land $400,000 Building $273,410
2025$2,503.00$673,410 (-) Land $400,000 Building $273,410$673,410 (-) Land $400,000 Building $273,410
2024$2,503.00
2023$673,410 Land $400,000 Building $273,410$673,410 Land $400,000 Building $273,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E First St

Nearby Streets

Search Property Records by Address or Parcel Number