125 E Elm St, Milo, IA 50166 Property Records

Warren County property record for 125 E Elm St, Milo, IA 50166

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1900
Lot Size	0.559 acres (24,360 sqft)
Owner	Individual Name on Record
Last Sale	$96,750 (Aug 2018)
Tax Bill	$1,852 (2024)
Deeds & Mortgages	May 2026 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57360000221`

Property Details

APN / Parcel Number

Primary APN	`57360000221`
Alternative APN	`253355`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	784 sqft
Attic	Attic
Attic Area	274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,360 sqft (0.559 acres)
Lot Dimensions	210 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 E ELM ST
City	MILO
State	IA
Zip	50166-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-75-22 AUDITORS OUT LOTS 100 X 246 SE COR LOT 22 & 16 ALLEY TO W LOT 22
Legal Subdivision	AUDITORS OUT
Legal Tract	2018-06921
Legal Block	3
Legal Lot Number	22
Jurisdiction	WARREN IA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3042
Census Tract	21100

Owner

Source: Warren County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E ELM ST, MILO, IA 50166-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Sep 7, 2018	Deed of Trust, Mortgage VERIDIAN CU
Aug 29, 2018	Warranty Deed, Transfer · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20186921
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IA
Recording Date	May 7, 2026
Property Address	125 E ELM ST, MILO, IA 50166-7704
Document Number	0000004027
Instrument Date	Apr 27, 2026
Instrument	20264027
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E ELM ST, MILO, IA 50166-7704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004027,
Date	May 7, 2026
Instrument	20264027

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IA
Property Address	125 E ELM ST, MILO, IA 50166-7704
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807162
Date	Sep 7, 2018
Instrument	2018-07162

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 5, 2028

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IA
Recording Date	Aug 29, 2018
Property Address	125 E ELM ST, MILO, IA 50166-7704
Document Number	201806921
Instrument Date	Aug 23, 2018
Instrument	2018-06921
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E ELM ST, MILO, IA 50166-7704
Investor	Possibly a Property Investor

Mortgage

Document Number	201806922
Date	Aug 29, 2018
Instrument	2018-06922

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Warren County
Municipality	Milo City
Unified School District	Southeast Warren Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,300 (+18.86%) Land $26,200 Building $113,100	$139,300 (+18.86%) Land $26,200 Building $113,100
2024	$1,852.00 (+16.48%)
2023		$117,200 Land $18,200 Building $99,000	$117,200 Land $18,200 Building $99,000
2022	$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILO PUBLIC WATER SUPPLY serves 788 people · EPA ID IA9155083
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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