Lehigh County property record for 125 E Elm St, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1930 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2026) |
| Tax Bill | $3,949 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549469932377-1 |
| Primary APN | 549469932377-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Base Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 150 ft deep x 20 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 E ELM ST |
|---|---|
| City | EMMAUS |
| State | PA |
| Zip | 18049-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L |
| Legal Description | LOTS: 005 |
| Legal Subdivision | KLINE TERRACE |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | EMMAUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 6600 |
125 E Elm St is owned and occupied by two individuals who bought it in April 2026.
Source: Lehigh County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Oct 1, 2025 | Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY |
| May 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 29, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | Oct 1, 2025 · Amount on File |
| Deed Document Number | 20268682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Apr 13, 2026 |
| Property Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000008682 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20268682 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000008683, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20268683 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEHIGH PA |
| Recording Date | Oct 1, 2025 |
| Property Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000024106 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025024106 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1348 HAMILTON ST, ALLENTOWN, PA 18102-4329 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000019828 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 E ELM ST EMMAUS PA 180492909, EMMAUS, PA 18049-2909 |
| Document Number | 0000019828 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 19828 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 125 E ELM ST, EMMAUS, PA 18049-2909 |
| Document Number | 0000019829 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 E ELM ST EMMAUS PA 180492909, EMMAUS, PA 18049-2909 |
| Document Number | 0000019829 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 19829 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate | 3.87% |
|---|
The 2026 property tax bill for 125 E Elm St was $3,949, up 2.9% from the year before.
Source: Lehigh County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| Municipality | Emmaus Borough |
| Unified School District | East Penn School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,949.00 (+2.95%) | $108,900 (-) Land $12,700 Building $96,200 | |
| 2025 | $3,836.00 (+9.19%) | $108,900 (-) Land $12,700 Building $96,200 | |
| 2024 | $3,513.00 | $108,900 Land $12,700 Building $96,200 | |
| 2013 | $108,900 Land $12,700 Building $96,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 125 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1987–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 E Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMMAUS BOROUGH PUBLIC WATER serves 14,000 people · EPA ID PA3390032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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