125 E Desert Ranch Rd, Phoenix, AZ 85086 Property Records

Maricopa County property record for 125 E Desert Ranch Rd, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,086 sqft · built 1997
Lot Size	0.563 acres (24,558 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Mar 2008)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-23-089`

Property Details

APN / Parcel Number

Primary APN	`211-23-089`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	24,558 sqft (0.563 acres)
Parking Spaces	6 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	125 E DESERT RANCH RD
City	PHOENIX
State	AZ
Zip	85086-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	DESERT HILLS ESTATES MCR 315-6
Legal Range	03E
Legal Township	06N
Legal Section	29
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	DESERT HILLS ESTATES LOT 1-158 TR A
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3024
Census Tract	610500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2008 · Amount on Record
Deed Sale	Mar 28, 2008 · Amount on Record
Prior Sale	Sep 5, 1997 · Amount on Record
Deed Document Number	20080275424
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427

Mortgage

Document Number	0000735775
Date	Dec 22, 2025
Instrument	20250735775

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427

Mortgage

Document Number	0000424179
Date	Apr 15, 2021
Instrument	20210424179

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	125 E DESERT RANCH RD, PHOENIX, AZ 85086-6427
Document Number	0000476875
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E DESERT RANCH RD PHOENIX AZ 850866427, PHOENIX, AZ 85086-6427

Mortgage

Document Number	0000476875
Date	Jun 3, 2020
Instrument	476875

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,910 (+0.49%)	$589,100 (+0.49%) Land $117,800 Building $471,300
2025	$3,724.00 (+7.35%)
2024		$58,620	$586,200 Land $117,200 Building $469,000
2023	$3,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	2 (2014–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT HILLS WATER private · serves 4,220 people · EPA ID AZ0407026
Water Source	Purchased surface water from CAVE CREEK WATER
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Cox Communications, Verizon.

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