St. Joseph County property record for 125 E Chicago Rd, Sturgis, MI 49091
| Property Type | Commercial |
|---|---|
| Details | 4,868 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $18,598 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-040-438-00 |
| Primary APN | 052-040-438-00 |
|---|
| Building Area | 4,868 sqft Building Perimeter |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 102 ft wide |
| Street Address | 125 E CHICAGO RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-1754 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BEG AT NE COR LOT 1 BLK 40 REPLAT OF CITY OF STURGIS; TH S 80D 51M 19S W 102.03 FT; TH S 08D 57M 50S E 114.99 FT; TH N 80D 51 |
| Legal Block | 40 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40600 |
125 E Chicago Rd, a commercial property, is held in a trust.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 600, STURGIS, MI 49091-0600 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 125 E CHICAGO RD, STURGIS, MI 49091-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001670 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021001670 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 125 E Chicago Rd was $18,598.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,400 Land $19,500 Building $506,900 | $1,052,800 Land $39,000 Building $1,013,800 | |
| 2025 | $18,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 E Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 125 E Chicago Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
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