125 E Charles St, Valley, NE 68064 Property Records

Douglas County property record for 125 E Charles St, Valley, NE 68064

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,274 sqft · built 1910
Lot Size0.258 acres (11,250 sqft)
OwnerCompany Name on Record
Last Sale$176,000 (May 2026)
Tax Bill$2,841 (2025)
Deeds & MortgagesJul 2026 Construction Loan
May 2026 Foreclosure
+ 3 more
Flood ZoneZone AE (high risk)
APN2453-0002-17

Property Details

APN / Parcel Number

Primary APN2453-0002-17
Alternative APNs
  • R1724530002
  • 1724530002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area1,850 sqft
1st Floor Area1,274 sqft
Basement Area576 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area60 sqft
Patio Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account NumberR1724530002
Street Address125 E CHARLES ST
CityVALLEY
StateNE
Zip68064-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYNE & RILEYS SUB DIV LOT 10 BLOCK 1 LTS 9 & 10 90 X 125
Legal SubdivisionMAYNE & RILEYS SUB DIV
Legal Block1
Legal Lot Number10,9
JurisdictionDOUGLAS NE
Township / Civil DivisionPLATTE VALLEY
Census Block Group2
Census Block2024
Census Tract7504

Owner

Source: Douglas County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 104, ELKHORN, NE 68022-0104
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Construction Mortgage
DUNDEE BANK
May 26, 2026Trustee's Deed, Foreclosure
RTS TITLE AND ESCROW, RTS TITLE
May 14, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
EXCHANGE BANK
Jun 1, 2017Warranty Deed, Transfer · FHA Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleMay 14, 2024 · Amount on Record
Deed Document Number202643314
Prior Transfer DateSep 11, 2012
Prior Transfer Doc0000105255
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Recording DateJul 2, 2026
Property Address125 E CHARLES ST, VALLEY, NE 68064-9734
Document Number0000057319
Instrument DateJul 2, 2026
Instrument202657319
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1810 N 197TH ST, ELKHORN, NE 68022-6402

Mortgage

Document Number0000057319,
DateJul 2, 2026
Instrument202657319
Lender
NameDUNDEE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 2, 2027
Interest
Max Rate-1%

May 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDOUGLAS NE
Recording DateMay 26, 2026
Property Address125 E CHARLES ST, VALLEY, NE 68064-9734
Document Number0000043314
Instrument DateMay 21, 2026
Instrument202643314
Transaction TypeForeclosure
Record UpdatedAug 29, 2026
Title CompanyRTS TITLE AND ESCROW, RTS TITLE

Transaction

AmountAmount Recorded
Tax$41,240.32
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateMay 14, 2024
Property Address125 E CHARLES ST, VALLEY, NE 68064-9734
Document Number0000031072
Instrument DateMay 1, 2024
Instrument2024031072
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyPREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000031073
DateMay 14, 2024
Instrument2024031073
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address125 E CHARLES ST, VALLEY, NE 68064-9734
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035674
DateApr 8, 2022
Instrument2022035674
Lender
NameEXCHANGE BANK
TypeBank
AddressOMAHA, NE 68114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateJun 1, 2017
Property Address125 E CHARLES ST, VALLEY, NE 68064-9734
Document Number2017041963
Instrument DateMay 16, 2017
Instrument2017041963
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E CHARLES ST, VALLEY, NE 68064-9734

Mortgage

Document Number2017041964
DateJun 1, 2017
Instrument2017041964
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityValley City
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,841.00 (+37.85%)$208,500 (+35.48%) Land $17,500 Building $191,000$208,500 (+35.48%) Land $17,500 Building $191,000
2024$2,061.00 (-16.46%)
2023$2,467.00 (+26.12%)$153,900 Land $17,500 Building $136,400$153,900 Land $17,500 Building $136,400
2022$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims79 (1978–2025)
Claims Outside the SFHA1 of 79
Most Recent ClaimAug 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2025 · 3 claims
  • Severe Storms And Flooding, Mar 2019 · 46 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALLEY
serves 3,294 people · EPA ID NE3105518
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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