125 E Central Ave, Pearl River, NY 10965 Property Records

Rockland County and Orangetown Town property record for 125 E Central Ave, Pearl River, NY 10965

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,905 sqft · built 1959
Lot Size0.669 acres (29,185 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Jul 2017)
Deeds & MortgagesNov 2019 Loan Modification
Nov 2019 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN392489 68.16-6-44

Property Details

APN / Parcel Number

Primary APN392489 68.16-6-44
Alternative APNs
  • 248906801600060440000000
  • 0021570

Interior

Stories1 Story
Building Area2,905 sqft Gross Area
Gross Area5,810 sqft
Basement Area2,905 sqft
Finished Basement2,905 sqft

Exterior

Year BuiltBuilt 1959
Lot Area29,185 sqft (0.669 acres)
Lot Dimensions200 ft deep x 145 ft wide

Utilities, Heating & Cooling

Cooling SystemPartial
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0021570
Old Parcel Number248906801600060440000000
Street Address125 E CENTRAL AVE
CityPEARL RIVER
StateNY
Zip10965-2543
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCS
Legal Description40/8/85/25
Legal SubdivisionJULIUS E BRAUNSDORF
Legal Block6
Legal Lot Number44.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group1
Census Block1010
Census Tract12700

Owner

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Loan Modification, Mortgage
ORANGE BK&TR CO
Nov 25, 2019Loan Modification, Mortgage
ORANGE BK&TR CO
Aug 1, 2018Loan Modification, Mortgage
ORANGE BK&TR CO
Jul 31, 2017Bargain and Sale Deed, Transfer · Commercial Mortgage
ORANGE BANK & TRUST COMPANY
Jan 31, 2017Grant Deed, Transfer
ROCKWEST ABSTRACT, LIMITED, ROCKWEST ABSTRACT, LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Prior SaleJan 31, 2017 · Amount on Record
Deed Document Number2017-00024173
Record UpdatedJun 7, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Document Number0000037056
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyNEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 CENTRAL AVE PALISADES NY 10964, PALISADES, NY 10964

Mortgage

Document Number0000037056
DateDec 13, 2019
Instrument37056
Lender
NameORANGE BK&TR CO
AddressMIDDLETOWN, NY 10940
Agreement
AmountAmount Recorded
Interest
Rate5%

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Document Number0000037058
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyNEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 E CENTRAL AVE PEARL RIVER NY 109652543, PEARL RIVER, NY 10965-2543

Mortgage

Document Number0000037058
DateDec 13, 2019
Instrument37058
Lender
NameORANGE BK&TR CO
AddressMIDDLETOWN, NY 10940
Agreement
AmountAmount Recorded
Interest
Rate5%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Document Number0000026850
Instrument DateAug 1, 2018
Transaction TypeMortgage
Record UpdatedMar 4, 2019
Title CompanyNEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50 FRANKLIN AVE PEARL RIVER NY 109652505, PEARL RIVER, NY 10965-2505

Mortgage

Document Number0000026850
DateSep 6, 2018
Instrument26850
Lender
NameORANGE BK&TR CO
AddressMIDDLETOWN, NY 10940
Agreement
AmountAmount Recorded
Term12 Months
DueSep 5, 2019

July 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJul 31, 2017
Property Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Document Number0000024173
Instrument DateJul 27, 2017
Instrument2017-00024173
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 E CENTRAL AVE, 15, PEARL RIVER, NY 10965-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 FRANKLIN AVE, PEARL RIVER, NY 10965-2505

Mortgage

Document Number0000024176
DateJul 31, 2017
Instrument2017-00024176
Lender
NameORANGE BANK & TRUST COMPANY
TypeNon-Lending Institution
AddressMIDDLETOWN, NY 10940
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJan 31, 2017
Property Address125 E CENTRAL AVE, PEARL RIVER, NY 10965-2543
Document Number0000003527
Instrument DateJan 23, 2017
Instrument3527
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyROCKWEST ABSTRACT, LIMITED, ROCKWEST ABSTRACT, LTD

Transaction

AmountAmount Recorded
Tax$3,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 E CENTRAL AVE PEARL RIVER NY 109652305, PEARL RIVER, NY 10965-2305

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictPearl River Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$330,000 Land $190,000 Building $140,000$926,186 Land $533,259 Building $392,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2020)
Claims Outside the SFHA2 of 6
Most Recent ClaimDec 2020 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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