Lake County property record for 125 E Center Ave, Lake Bluff, IL 60044 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1896 |
| Square Footage | 3,121 sqft Living Area |
| Lot Size | 12,402 sqft (0.285 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $758,000 (2016) |
| Tax Bill | $25,829.00 (2024) |
| Primary APN | 12-21-119-012 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,121 sqft Living Area |
| Gross Area | 4,835 sqft Gross Area |
| 1st Floor | 1,578 sqft 1st Floor |
| Upper Floors | 1,543 sqft Upper Floors |
| Basement Area | 1,234 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,402 sqft (0.285 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Porch | Open Porch |
| Porch Area | 758 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 125 E CENTER AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THIRD ADD TO LAKE BLUFF;LOTS 3 & 4 BLOCK 2 |
| Legal Subdivision | THIRD ADD TO LAKE BLUFF |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | LAKE IL |
| Minor Civil Division | SHIELDS |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 863300 |
Source: Lake County records · APN 12-21-119-012
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 20, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Deed Doc Number | 20167360920 |
| Prior Transfer Date | Sep 07, 1993 |
| Prior Transfer Doc | 0003396188 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Document Number | 0008132824 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 8132824 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007939772 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 7939772 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007874679 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 7874679 |
| Name | HOMETRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007379152 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 7379152 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 125 E CENTER AVE, LAKE BLUFF, IL 60044-2501 |
| Document Number | 0007558595 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 125 E CENTER AVE LAKE BLUFF IL 600442501, LAKE BLUFF, IL 60044-2501 |
| Document Number | 0007558595 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 7558595 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 29, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $417,727 (+30.04%) Land $164,574 Building $253,153 | $1,253,306 (+30.04%) Land $493,771 Building $759,535 | |
| 2024 | $25,829.00 (+22.88%) | ||
| 2023 | $21,019.00 (+3.61%) | $321,221 (+5.97%) Land $126,553 Building $194,668 | $963,759 (+5.97%) Land $379,697 Building $584,062 |
| 2022 | $20,286.00 | $303,136 Land $119,428 Building $183,708 | $909,499 Land $358,320 Building $551,179 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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