125 E 10th St, Oakboro, NC 28129 Property Records

Stanly County property record for 125 E 10th St, Oakboro, NC 28129

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,833 sqft · built 2004
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Oct 2020)
Tax Bill$2,458 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN650403119265

Property Details

APN / Parcel Number

Primary APN650403119265
Alternative APNs
  • 1531033
  • 36194

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,833 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage TypeAttached
Garage Area472 sqft
PorchPorch
Porch Area144 sqft
Deck Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1531033
Street Address125 E 10TH ST
CityOAKBORO
StateNC
Zip28129-9608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionHSE 125 E 10TH ST 650403265
JurisdictionSTANLY NC
Township / Civil DivisionBIG LICK
Census Block Group2
Census Block2019
Census Tract930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 E 10TH ST, OAKBORO, NC 28129-9608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 14, 2021Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 2, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleSep 18, 2012 · Amount on Record
Deed Document Number2020424418
Deed Book / Page1715 / 340
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address125 E 10TH ST, OAKBORO, NC 28129-9608
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000459612
DateJul 12, 2023
Book Page1825/1486
Instrument459612
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address125 E 10TH ST, OAKBORO, NC 28129-9608
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441302
DateDec 14, 2021
Book Page1768/804
Instrument441302
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address125 E 10TH ST, OAKBORO, NC 28129-9608
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000434983
DateJul 8, 2021
Book Page1748/851
Instrument434983
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 2, 2020
Property Address125 E 10TH ST, OAKBORO, NC 28129-9608
Document Number0017150340
Book / Page001715 / 000340
Instrument DateOct 1, 2020
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$398.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address536 COMFORT WAY LOCUST NC 280970019, LOCUST, NC 28097-0019

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityOakboro Town
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,458.00$253,436 (-) Land $36,448 Building $216,988$253,436 (-) Land $36,448 Building $216,988
2025$2,458.00 (+20.96%)$253,436 (+27.22%) Land $36,448 Building $216,988$253,436 (+27.22%) Land $36,448 Building $216,988
2023$2,032.00$199,216 Land $23,584 Building $175,632$199,216 Land $23,584 Building $175,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKBORO
serves 3,173 people · EPA ID NC0184020
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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