Lincoln County property record for 125 Dwiggins Rd, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 2017 |
| Lot Size | 1.91 acres (83,417 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,402 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-70-36-000-000-003.018 |
| Primary APN | 03-70-36-000-000-003.018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 83,417 sqft (1.91 acres) |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 125 DWIGGINS RD |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.915 AC BEING PT LOT 12 NEW HOPE ACRES |
| Legal Range | 01E |
| Legal Township | 51N |
| Legal Section | 36 |
| Legal Subdivision | NEW HOPE ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 810100 |
125 Dwiggins Rd is owned and occupied by two individuals who acquired it in March 2017.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| May 18, 2017 | Deed of Trust, Mortgage · Construction Mortgage SILEX BANKING CO |
| Mar 27, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2017 |
| Transfer Doc | 2409/0071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Document Number | 0002512/44 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 2512/44 |
| Instrument | 2025005554 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2447/882 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2447/882 |
| Instrument | 2020005913 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2447/882 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 2447/882 |
| Instrument | 2020005913 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2411/0067 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 2411/0067 |
| Instrument | 2017004506 |
| Name | SILEX BANKING CO |
|---|---|
| Type | Bank |
| Address | SILEX, MO 63377 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Apr 17, 2018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 27, 2017 |
| Property Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
| Document Number | 2409/0071 |
| Book / Page | 2409 / 0071 |
| Map Reference | MB12 PG1 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 2017002497 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 DWIGGINS RD, ELSBERRY, MO 63343-3113 |
The 2025 property tax bill for 125 Dwiggins Rd was $1,402.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,486 (-) Land $3,319 Building $22,167 | ||
| 2025 | $1,402.00 | $25,486 Land $3,319 Building $22,167 | $134,140 Land $17,470 Building $116,670 |
| 2023 | $1,334.00 (+6.04%) | $24,033 Land $3,078 Building $20,955 | $126,490 Land $16,200 Building $110,290 |
| 2022 | $1,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Dwiggins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Dwiggins Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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