125 Dry Willow Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 125 Dry Willow Rd, Elgin, TX 78621

Property Summary

Property Type	Mobile Home
Details	3 bd · 1,866 sqft · built 1987
Lot Size	3.77 acres (164,221 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2017)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R13452`

Property Details

APN / Parcel Number

Primary APN	`R13452`
Alternative APN	`O0202166`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	164,221 sqft (3.77 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	256 sqft
Porch	Covered Porch
Porch Area	794 sqft
Deck Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	125 DRY WILLOW RD
City	ELGIN
State	TX
Zip	78621-5720
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TEXAS HERITAGE, LOT 36 S, ACRES 3.77
Legal Subdivision	S8020 - TEXAS HERITAGE
Legal Block	2
Legal Lot Number	36
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	950101

Owner

125 Dry Willow Rd, a mobile home, is owned and occupied by an individual who bought it in January 2017.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	125 DRY WILLOW RD, ELGIN, TX 78621-5720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Mar 25, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED HERITAGE CU
Jan 18, 2017	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Prior Sale	Nov 25, 2009
Deed Document Number	2017726
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000000726
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	125 DRY WILLOW RD, ELGIN, TX 78621-5720
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202113328
Date	Jun 28, 2021
Instrument	202113328

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	125 DRY WILLOW RD, ELGIN, TX 78621-5720
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904014
Date	Mar 25, 2019
Instrument	201904014

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 18, 2017
Property Address	125 DRY WILLOW RD, ELGIN, TX 78621-5720
Document Number	0201700726
Map Reference	CAB1 PG83A
Instrument Date	Jan 17, 2017
Instrument	201700726
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 ENGLISH CT, 409, SPRINGTOWN, TX 76082-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13417 BREEZY MEADOW LN, MANOR, TX 78653-3788

Mortgage

Document Number	0201700727
Date	Jan 18, 2017
Instrument	201700727

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0201700728
Date	Jan 18, 2017
Instrument	201700728

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 125 Dry Willow Rd was $2,732 with exemptions applied, down 18.7% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (-18.74%) Homeowner's exemption Senior Citizen's exemption	$418,056	$468,056 Land $239,192 Building $228,864
2024	$3,362.00
2023	Homeowner's exemption Senior Citizen's exemption	$501,431 Land $239,192 Building $262,239	$501,431 Land $239,192 Building $262,239
2022	$4,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Dry Willow Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Dry Willow Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highline Internet Fiber	1,000 / 200

May also be available: SOS Communications, Verizon, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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