125 Dillard Rd, Copperhill, TN 37317 Property Records

Polk County property record for 125 Dillard Rd, Copperhill, TN 37317

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1984
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Oct 2021)
Tax Bill	$759 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`116-027.14`

Property Details

APN / Parcel Number

Primary APN	`116-027.14`
Alternative APNs	`0311611602714` `070116 02714`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	600 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,462 sqft (0.86 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	1 sqft
Porch	Open/Unfinished Porch
Porch Area	180 sqft
Deck Area	240 sqft
Patio Area	496 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	125 DILLARD RD
City	COPPERHILL
State	TN
Zip	37317-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 8 PG: 98
Legal Subdivision	BK 8 PG 98
Legal Tract	3
Jurisdiction	POLK TN
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 DILLARD RD, COPPERHILL, TN 37317-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	20212840
Deed Book / Page	334 / 146
Transfer Doc	0WD263/164
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	125 DILLARD RD, COPPERHILL, TN 37317-6418
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 DILLARD RD, COPPERHILL, TN 37317-6418

Mortgage

Document Number	0TD560/247
Date	Apr 26, 2022
Book Page	TD560/247
Instrument	22001307

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLUE RIDGE, GA 30513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 4, 2021
Property Address	125 DILLARD RD, COPPERHILL, TN 37317-6418
Document Number	0WD334/146
Book / Page	WD334 / 146
Map Reference	MB 8 PG 98
Instrument Date	Sep 10, 2021
Instrument	21002840
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$869.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 DILLARD RD, COPPERHILL, TN 37317-6418

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00	$44,900 (-) Land $2,325 Building $42,575	$179,600 (-) Land $9,300 Building $170,300
2024	$759.00	$44,900 (-) Land $2,325 Building $42,575
2023	$759.00 (+5.71%)	$44,900 (+57.13%) Land $2,325 Building $42,575	$179,600 (+57.13%) Land $9,300 Building $170,300
2022	$718.00	$28,575 Land $2,325 Building $26,250	$114,300 Land $9,300 Building $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2013–2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 97.4% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPERHILL WATER DEPT serves 1,217 people · EPA ID TN0000136
Water Source	Purchased surface water from COPPER BASIN UTILITY DISTRICT
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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