Monroe County and Rochester City property record for 125 Cypress St, Rochester, NY 14620
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,884 sqft · built 1900 |
| Lot Size | 0.095 acres (4,140 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,514 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028481-00.0 |
| Primary APN | 028481-00.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 560 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 4,140 sqft (0.095 acres) |
| Lot Dimensions | 115 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 028481-00.0 |
|---|---|
| Street Address | 125 CYPRESS ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14620-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0034.00 204 14 00000 76 ELLWANGER & BARRY SUB |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mount Hope-Highland Historic District (Boundary Increase) listed 2024 · 219 contributing resources · NRIS 74001261 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
125 Cypress St is owned and occupied by two individuals.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 CYPRESS ST, ROCHESTER, NY 14620-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 125 CYPRESS ST, ROCHESTER, NY 14620-2307 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000554 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 27740/562 |
| Instrument | 201808280554 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 125 Cypress St was $1,514, down 5.1% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,514.00 (-5.08%) | ||
| 2025 | $1,595.00 | $181,000 Land $10,000 Building $171,000 | $181,000 Land $10,000 Building $171,000 |
| 2023 | $151,400 Land $10,600 Building $140,800 | $182,410 Land $12,771 Building $169,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Cypress St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 125 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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