125 Cross Creek Dr, Hampstead, NC 28443 Property Records

Pender County property record for 125 Cross Creek Dr, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2019
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$38,500 (Apr 2019)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-18-1575-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-18-1575-0000`
Alternative APNs	`000029330` `980391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Masonry
Lot Area	45,302 sqft (1.04 acres)
Deck Area	64 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000029330
Old Parcel Number	3283 18 1575 0000
Street Address	125 CROSS CREEK DR
City	HAMPSTEAD
State	NC
Zip	28443
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	L16,PB 29/139 GODFREY CREEK ESTATES
Legal Subdivision	GODFREY CREEK
Legal Lot Number	16
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2033
Census Tract	920203

Owner

125 Cross Creek Dr, a mobile home, is owned and occupied by an individual who bought it in April 2019.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	125 CROSS CREEK DR, HAMPSTEAD, NC 28443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Loan Modification, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jun 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on File
Deed Sale	Apr 4, 2019 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	0005794682
Deed Book / Page	579 / 4682
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	125 CROSS CREEK DR, HAMPSTEAD, NC 28443
Document Number	0046912575
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CROSS CREEK DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046912575
Date	Aug 22, 2019
Book Page	004691/002575
Instrument	20053076

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Interest

Rate	5.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 4, 2019
Property Address	125 CROSS CREEK DR, HAMPSTEAD, NC 28443
Document Number	0046820579
Book / Page	4682 / 0579
Map Reference	MB 1952 PG 8
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CROSS CREEK DR, HAMPSTEAD, NC 28443

Mortgage

Document Number	0004682582
Date	Apr 4, 2019
Instrument	4682/582

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 11, 2018
Property Address	125 CROSS CREEK DR, HAMPSTEAD, NC 28443
Document Number	0046661935
Book / Page	004666 / 001935
Instrument Date	Jun 11, 2018
Instrument	20037738
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1178 HAMPSTEAD NC 284431178, HAMPSTEAD, NC 28443-1178

Tax Assessment & Valuation

The 2025 property tax bill for 125 Cross Creek Dr was $1,362.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00	$338,061 Land $105,680 Building $232,381	$338,061 Land $105,680 Building $232,381
2023		$125,640 (-) Land $20,160 Building $105,480	$125,640 (-) Land $20,160 Building $105,480
2022	$1,155.00	$125,640 Land $20,160 Building $105,480	$125,640 Land $20,160 Building $105,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Cross Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Cross Creek Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Creek Dr

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