125 Crest Dr, Summit, NJ 07901 Property Records

Union County and Berkeley Heights Township property record for 125 Crest Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,982 sqft · built 1969
Lot Size	0.534 acres (23,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,161,000 (May 2021)
Tax Bill	$23,171 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-04903-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`01-04903-0000-00034`
Alternative APN	`010490300034`

Interior

Stories	1 Story
Building Area	2,982 sqft Living Area
1st Floor Area	2,982 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	23,261 sqft (0.534 acres)
Lot Dimensions	150 ft deep x 155 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	125 CREST DR
City	SUMMIT
State	NJ
Zip	07901-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	ADDITIONAL LOTS: 279 12-88
Legal Subdivision	CREST DRIVE
Legal Block	4903
Legal Lot Number	34
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	4
Census Block	4017
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 CREST DR, SUMMIT, NJ 07901-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 4, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jul 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG
Jul 11, 2017	Grant Deed, Transfer CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20214327
Deed Book / Page	6411 / 2447
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	125 CREST DR, SUMMIT, NJ 07901-4106
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154772781
Date	Mar 28, 2024
Book Page	15477/2781
Instrument	63276

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 4, 2021
Property Address	125 CREST DR, SUMMIT, NJ 07901-4106
Document Number	0064112447
Book / Page	6411 / 2447
Instrument Date	Apr 13, 2021
Instrument	4327
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	ZWIREN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,133.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 CREST DR, 125, SUMMIT, NJ 07901-4106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CREST DR, SUMMIT, NJ 07901-4106

Mortgage

Document Number	11177
Date	May 4, 2021
Instrument	11177

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	125 CREST DR, SUMMIT, NJ 07901-4106
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CREST DR, SUMMIT, NJ 07901-4106

Mortgage

Document Number	0148972596
Date	Mar 1, 2021
Book Page	14897/2596
Instrument	5677

Lender

Name	FULTON BANK NA
Type	Bank
Address	ROCKAWAY, NJ 07866

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	125 CREST DR, SUMMIT, NJ 07901-4106
Document Number	0147502809
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CREST DR SUMMIT NJ 079014106, SUMMIT, NJ 07901-4106

Mortgage

Document Number	0147502809
Date	Aug 19, 2020
Book Page	014750/002809
Instrument	697122

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2035

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 11, 2017
Property Address	125 CREST DR, SUMMIT, NJ 07901-4106
Document Number	0062000061
Book / Page	006200 / 000061
Instrument Date	Jun 28, 2017
Instrument	288548
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 CREST DR BERKELEY HEIGHTS NJ 07922, BERKELEY HEIGHTS, NJ 07922

Mortgage

Document Number	142990233
Date	Jul 11, 2017
Book Page	014299/000233
Instrument	642985

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	O'FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,500 (-) Land $290,100 Building $236,400	$526,500 (-) Land $290,100 Building $236,400
2025	$23,171.00 (+2.66%)	$526,500 (+6.04%) Land $290,100 Building $236,400	$526,500 (+6.04%) Land $290,100 Building $236,400
2024	$22,571.00 (+8.26%)
2023		$496,500 Land $290,100 Building $206,400	$496,500 Land $290,100 Building $206,400
2022	$20,848.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 units insured incl. 12 condo units
Nearby Flood Claims	5 (1984–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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