125 Creech St, Troy, MO 63379 Property Records

Lincoln County property record for 125 Creech St, Troy, MO 63379

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 3,333 sqft · built 1987
Lot Size	0.292 acres (12,720 sqft)
Owner	Company Name on Record
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-001-010-005.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-001-010-005.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,333 sqft Living Area
Attic	Attic
Attic Area	1,183 sqft
Basement Area	2,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,720 sqft (0.292 acres)

Location & Zoning

Street Address	125 CREECH ST
City	TROY
State	MO
Zip	63379-1337
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS 6 & 7, BLOCK 2 CREECH KNOX ADDITION, PLAT 1/97 & 2/1
Legal Range	01W
Legal Township	49
Legal Section	26
Legal Subdivision	CREECH KNOX ADDN
Legal Block	2
Legal Lot Number	6-7 7
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3008
Census Tract	810305

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 JANE DR, SAINT PETERS, MO 63376-2221
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Dec 12, 2023	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023
Deed Sale	Dec 12, 2023
Prior Sale	Dec 12, 2023
Deed Document Number	002496/166
Deed Book / Page	2496 / 166
Last Transfer Date	Mar 12, 2024
Transfer Doc	002498/409
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	125 CREECH ST, TROY, MO 63379-1337
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15389 COURTNEY LN, WRIGHT CITY, MO 63390-4371

Mortgage

Document Number	002514/690
Date	Oct 9, 2025
Book Page	2514/690
Instrument	2025008240

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 12, 2023
Property Address	125 CREECH ST, TROY, MO 63379-1337
Document Number	002496/166
Book / Page	2496 / 166
Map Reference	MB 1 PG 97
Instrument Date	Dec 5, 2023
Instrument	2023009425
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 JANE DR, SAINT PETERS, MO 63376-2221

Mortgage

Document Number	2023009426
Date	Dec 12, 2023
Instrument	2023009426

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	125 CREECH ST, TROY, MO 63379-1337
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002484/631
Date	Oct 13, 2022
Book Page	2484/631
Instrument	2022010408

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+10.47%)	$34,430 (+11.86%) Land $2,514 Building $31,916	$181,210 (+11.86%) Land $13,230 Building $167,980
2023	$1,958.00 (+5.16%)	$30,780 Land $1,615 Building $29,165	$162,000 Land $8,500 Building $153,500
2022	$1,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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