Madison County and Oneida City property record for 125 Cramer Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,408 sqft · built 1910 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,000 (Jun 2023) |
| Tax Bill | $5,619 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2019 Sale & Mortgage |
| APN | 251289 47.14-1-46 |
| Primary APN | 251289 47.14-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 850 sqft |
| 2nd Floor Area | 558 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 125 CRAMER AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30103 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 CRAMER AVE, ONEIDA, NY 13421-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Dec 4, 2019 | Warranty Deed, Transfer · Conventional with PMI AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Dec 4, 2019 · Amount on Record |
| Deed Document Number | 20232553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 13, 2023 |
| Property Address | 125 CRAMER AVE, ONEIDA, NY 13421-2805 |
| Document Number | 0000000553 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-2553 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 167 GENESEE ST, UTICA, NY 13501-2118 |
| Document Number | 0000000554 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-2554 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 4, 2019 |
| Property Address | 125 CRAMER AVE, ONEIDA, NY 13421-2805 |
| Document Number | 0000006437 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 6437 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5719 MAIN ST ONEIDA NY 134213407, ONEIDA, NY 13421-3407 |
| Document Number | 6438 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 6438 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2049 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Sherrill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,619.00 (+104.92%) | ||
| 2025 | $2,742.00 | $125,400 (+18.98%) Land $6,900 Building $118,500 | $176,620 (+27.35%) Land $9,718 Building $166,902 |
| 2023 | $105,400 (-) Land $6,900 Building $98,500 | $138,684 (+9.21%) Land $9,079 Building $129,605 | |
| 2022 | Additional exemption filed | $105,400 Land $6,900 Building $98,500 | $126,988 Land $8,313 Building $118,675 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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