125 Cowen St, Hamler, OH 43524 Property Records

Henry County property record for 125 Cowen St, Hamler, OH 43524

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Sep 2025)
Tax Bill	$487 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2023 Sale & Line of Credit + 1 more
APN	`17-009421.0080`

Property Details

APN / Parcel Number

Primary APN	`17-009421.0080`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	125 COWEN ST
City	HAMLER
State	OH
Zip	43524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF HAMLER
Legal Lot Number	2
Jurisdiction	HENRY OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2044
Census Tract	600

Owner

Source: Henry County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 COWEN ST, HAMLER, OH 43524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 8, 2023	Limited Warranty Deed, Transfer · Line of Credit THE HALSTEAD BANK
Jul 11, 2018	Warranty Deed, Transfer · Line of Credit THE HAMLER STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	20253372
Deed Book / Page	339 / 160
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Sep 23, 2025
Property Address	125 COWEN ST, HAMLER, OH 43524
Document Number	000339/160
Book / Page	339 / 160
Instrument Date	Sep 19, 2025
Instrument	202500003372
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 COWEN ST, HAMLER, OH 43524

Mortgage

Document Number	202500003373
Date	Sep 23, 2025
Instrument	202500003373

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Aug 8, 2023
Property Address	125 COWEN ST, HAMLER, OH 43524
Document Number	000332/595
Book / Page	332 / 595
Instrument Date	Aug 8, 2023
Instrument	202300002163
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COUNTY ROAD C # 296, 296, HAMLER, OH 43524

Mortgage

Document Number	202300002164
Date	Aug 8, 2023
Instrument	202300002164

Lender

Name	THE HALSTEAD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Jul 11, 2018
Property Address	125 COWEN ST, HAMLER, OH 43524
Document Number	00313/2013
Book / Page	313 / 2013
Instrument Date	Jul 10, 2018
Instrument	201800002264
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 RANDOLPH ST, HAMLER, OH 43524-7029

Mortgage

Document Number	201800002267
Date	Jul 11, 2018
Instrument	201800002267

Lender

Name	THE HAMLER STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2028

Tax Assessment & Valuation

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Marion Township
Municipality	Hamler Village
Unified School District	Patrick Henry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (-6.35%)	$12,170 (-) Land $2,080 Building $10,090
2024	$520.00 (-4.06%)	$12,170 (-) Land $2,080 Building $10,090
2023	$542.00 (+7.33%)	$12,170 (-38.03%) Land $2,080 Building $10,090	$34,760 (-38.02%) Land $5,940 Building $28,820
2022	$505.00	$19,640 Land $4,560 Building $15,080
2020			$56,080 Land $13,020 Building $43,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLER VILLAGE serves 580 people · EPA ID OH3500312
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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